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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />111 <br />i <br />111 <br />VMP® <br />Wolters Kluwer Financial Services 2016042315.1.0.3112-J20151124Y <br />1 <br />201602724 <br />1 <br />1468128742 <br />11115 <br />Page 16 of 17 <br />