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Return To: <br />Document Management <br />Quicken Loans Inc. <br />1050 Woodward Ave <br />Detroit. MI 48226 -1906 <br />Prepared By: <br />Christina Hernandez <br />1050 Woodward Ave <br />Detroit. MI 48226 -1906 <br />(313)373 -0000 <br />Deed of Trust <br />Borrower is the trustor under this Security Instrument. <br />13481033248 <br />FHA Deed of Trust With MERS-NE <br />Bankers SystemsTM VMP <br />Wolters Kluwer Financial Services <br />3354391040 <br />MIN: 100039033543910404 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 15. <br />(A) "SecurityInstrument" means this document, which is dated May 2, 2016 , together with <br />all Riders to this document. <br />(B) "Borrower "is Guy Skodmin and Bethany Skodmin, husband and wife <br />111 <br />)99, <br />L) <br />FHA Case No. <br />321- 3469595 -703 <br />9/30/2014 <br />VMP4N(NE) (1506).00 <br />Page 1 of 17 <br />