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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Angua L <br />STATE OF NEBRASKA, Hall County ss: G <br />The f oing instrument was acknowledged before me this a day of' <br />by Angus L Stephens d Mic No fees. <br />Witness my hand and notarial seal at 6 1/ 4 I. 4. in said County, <br />GENERAL NOTARY- State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. E. September 8, 2019 <br />IDS, inc. • 31639 <br />201602659 <br />- Borrower Michaels A Nordhues <br />aforesaid. <br />My Commission Expires: -Q 1 {ern er ?I 0019 <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Annemarie O'Connor; NMLS #: 416351 <br />NEBRASKA -Single Family- Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />