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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />641 a-1.4 <br />ANNA M MURPHY <br />STATE OF NEBRASKA, <br />My Commission Expires: <br />iFreedom Direct Corporation NMLS: 3122 <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCUAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />The foregoing instrument was acknowledged before me this a9 day of <br />T MURPHY , and ANNA M MURPHY ,. <br />County ss: <br />201602649 <br />1 <br />by DAVID <br />Andrew Henry NMLS: 1266378 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1 /01 <br />Page 13 of 13 <br />