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2� 1 ��2595 ta pre�ent the enfar�ement of the lie�1 while thase pro�.eedings are pending,but nnly until such proc�edin�s are�ol�clud�d;or�c}secures f�-o�n the holder of't��e liei�ar�agreement sati�fa�tory�n Lellder subordinatin�; the lien to this SeGurity instrument,I f Le�lder deteri�nines that ar�y part of the Praperty is subject to a lien which can attain prtnrity over t}�is 5ecurity lnstrument,Lend�r may�i�e B�rrower a notice identify�ng the lien.Within 1�days of the date on which that nt��ice is gi�en,Borrower shall satisfy the lien or take one or more of the actions set forth abo�e in this Section 4. Lender may require F3arrower to pay a one-tfine c)1ar�e for a real estat�tax verif cation andlor reportin� ser�ice used by Lender in connection with this Loan. 5. Prvperty�nsurance.13nrrc�wer shall ke�p[he Empro�eme��ts now existin��r hereafter erected on the Property ir�sured against ioss by fire,l�azards included within the ter��"extended co�erage,"and any other ha2ards�nc�udin�,but�3t}t lirnited to,earthquakes and floods,for whicl�Lender re�uires insurance. T��is insu�-ance shall be maintair�ed in the amtaunt��in��uding d�ductible le�e�s}and for the periods that Lender requires. What Lender requires pursu�zr7t ta the precedin�;senterl�es carz change during the ter�r� �f the Lnan.The insurance carrier pro�idirzg thc insura��ce s��all be chose��by Barr-ow�r subject ta Lend�;r's right to disapprove Borrower'�ct�oi��,w��ich rigl�t shall:znt be ex�rcised t�r�reasonably. Lender may requ�re B�rrawer ta pay,�n conrlection with tl�i�Lna�l,�ither:(a}a o�z�-tirne char�e#t�r flaod zon� determination,certi fication and tracking servi�es;or(b}a nne-time char�e for flaod Lnr�e deterrnination and certification ser�ices and subsequent charges each tirne remappir7�;s c7r similar�hanges o��ur which reasoYlably mig��t affe�t�uch deter�ni�latioii nr certificr�tian. Btir�-awer sh�ll als�be respons�ble f�r the payment nf any fees imposed by the�~ederal Emer�eticy Managemeilt A�;eticy in cani�ection with t��e re�iew of any-�ood z�rle determination resultiijg fro�r�ar�❑bjec�ion by F3orrnwer. [f Borrower faiis to maillta��aily af the ct��erages described aba�e,Lender may ob�ain iilsuran�e�o�er��e, at L�nder's optian and�3orravver's expens�.Lender is under na obligatinn ta purchase any particular type flr amount of co�era�e.Therefare,such covera�e shall co�er Lender,but might or might not protect Borrower,Qorrawer's equity il�the Property,or the cantents of the I'roperty,against any risk,hazard or liability and might provide�;reat�r or�esser co�era�e than was pre�ious�y in eff'ect.Sorrower a�knawledge5 that the�ost af the insurar��e cQ�erage sa nbtained mi�ht significantly exceed the cost❑f insurarlce that Borrnwer could hav�nl�tained.Any amnunts disbursed by Lender under this 5ection 5 shall becnme additinnal debt nf�3ar�ower secured by this 5ecurity[nstrumer�t.These amounts shall bear interest at the Note rate frnm the date of disbursement az��sha�l�e p�yab�e,with such interest,upnn notice froin Lender to�3nrrQwer requesti2l�payment. Al[insurance policies reauired by Le��der and renewals of such policies s�lal�be subje�t to Lender's ri�,ht ta disapprove such policies,shali inciude a standard mortgage clause,and Shall narne Lender as mort�agee andlor as an additiunal loss payee.Lender sha11 ha�e the ri��lt to hold the policies and renewal certificates. �f Lender requires,Barrower shal�pra�nptly�;i�e to Le�1d�r all receipts of paid premiums and renewa� n�tices.If Bnrrnwer�btains a��y torm of it�surance�o�erage,not❑therwise required by Letlder,for damage�n,ar destructinn af,tE�e Property,such palicy s}lall in�lude a standard tnort�age clause and s�lafl � r�ame Lender as rnortgagee andl�r as an add�tioi�al loss payee. ln the e�ent nf loss,B�rrower shall gi�e pr��mpt n�tice to the ii�surance carrier and Lerldcr. Lei�der may mak�prnaf of Ioss if nnt made promptly by t3orrower.Unle�s Lender anc�T3orrnwer�therwise a�r�e in wri�ing,any insurance proceeds,whe�her or nnt the u��der�yii�g insura�lct was r�yuired by Lender,shal! 1146552655 11115 VM P� Wolters I{luwer Financial SerWices 2016042�15,1.Q.3112-J20151124Y Initials: Page fi aT 17 'MPX1146552655 4 33 1123"