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2� 1 ��2��� <br /> forbearance by Lender in exercising an� right ar remedy including, withaut �imitatiian, Lender's ac�eptance of <br /> payments from third persons, entities or Successors in�nterest of Borrower flr�n amounts�ess than the amaun�then <br /> due, sha�l no�be a�ai�er of or preclude the exercise of any right or remedy. <br /> 12. J�int and Se�eral Liab�lity; Co-signers; Su��es�ors and Assigns Bound. Barrower covenants and agre�s <br /> � �tha#Borrower's obligations and�iability sha�l be j�int and ser�eral. However,any Borrower who co-5igt�5 thi5 Security <br /> �nstrurnent but d�es not execute�he Note(a"co-signer"}: �a}is Go-sigriing�his Security InStrument onl��o mortgage, <br /> grant and can�ey the co-�igner's interest in �he Property under the t�rms �f��ais Securxty �nstrumen�; �b} is not <br /> persnna�ly obliga�ed to pay the sums secured by this Security Instrument; and �c}agrees that Lender and any other <br /> B�rr�wer can agree to extend, modify, f�rbear�r make any accommodations v�ith regard tv�he�erms�f this Securi�y <br /> Ins�rument or the Note withou��he co-signer's cansent. <br /> Subjec� �o the pro�is�vns af Section 17, any Successor in Interest �f Borrower who assumes Borrawer's <br /> obligatians under this Security Instrument in writing, and is appro�ed by Lender, sha11 obtain a�l of B�rravWer's rights <br /> and benefits under�his Securit}�Instrument. Borrower sha11 not be released from Borrawer's abliga�ions and liabili�y <br /> under this Security Instrument unless Lender agrees fi�such release�n v�riting. The co�enants and agreements�f this <br /> Security Instrument shall bind�except as pro�ided in Section �9} and benefit the successors and ass�gns of Lender. <br /> 13. Loan Charges. Lender may charge Borrower f�es for ser�ices perfarmed in connection with Borrower's <br /> default, for the purpose �f pro�ecting Lender's interes� in the Property and rights under �his Security Instrumenti, <br /> I17C�Udln�, �Llt T7dt I1I711ti�C�tU, attorneys' fees, property inspec�ion and�a�ua�i�n f��s. Tn regard to any�ther fees, the <br /> absence of express authori�y in th�s Security�ns�rument ta charge a specific fee t�Borrower shall not be c�nstrued <br /> as a prohibition�on the charging of such fee. Lender may not charge fees that are expressl}�prohibited by this Security <br /> Instrumen#�r by Appl�cable Lavv. <br /> �f the Loan is subjec�ta a law which sets maximum loan charges, and tha�lavW is fina�ly interpreted so that the <br /> interest ar other loan charges collected ar to be collected in c�nr�e�tion with the Loan exceed�he permitted 1�mits, <br /> then: �a}any suc�laan charge shal�be reduced by the amoun�necessary ta r�duce�he charge to the perm�t#ed limit; <br /> and �b} any sums already collec�ed from B�rrower which exceeded perrn�tted li_mits will he refunded to Borr�wer. <br /> Lender may choose to make this refund by reducing the princapal nwed under the Na�e�r by making a direct payment <br /> �o B�rrower. If a refund reduces principal, the reduc�i�n will be fr�ated as a par�ial prepayment wi�hau� any <br /> prepayment char�e(whether or not a prepayment charg�is pro�ided for under the Note}. Borrower's acceptance of <br /> any such refund made by direct payment ta Borr�wer will�onsti�ute a wai�er of any right of act�on Bflrrvwer might <br /> ha�e arising out of such o�ercharge. <br /> 14. Notices. All n�tices gi�en by Borrower or Lender in connection with this Security Instrument must be in <br /> writing. Any no�ice�o Borrower in cflnnection with this Security�nstrument shall be deemed to have been given to <br /> Barr�wer when ma�led by first c�ass inail or when actually delivered t� Borrawer's not�ce address if sent by other <br /> means. No�ice��any�ne BorrovWer shall constitute na�ice to al�Barrowers unless Applicahle Law expr�ssly requires <br /> atherwise. Th� natice address shall be the Praper�y Address unless Barrower has designated a subs#itute n�tice <br /> address by notice to Lende�. Borrower shall promptly notify Lender of Borrower's change of address. �f Lender <br /> specif es a procedure for repor�ing B�rrower's change of address,then Borrower shal]anly repor�a change of address <br /> �hr�ugh that spe�if ed procedure. There may be only one designa�ed notice address under t�is Security Instrument <br /> at any one��me. Any nati�e�o Lender shall be gYven by deli�ering it or by mailin�it by first class rnail to Lender's <br /> address s�ated herein u.nless Lender has designated anather address by notice to Borrower. Any notice in cvnnectian � <br /> with this 5ecurity Ins�rument sha11 no�be deemed to ha�e been given to Lender until actually received by Lender. <br /> If any notice required by th�s 5ecuri�y Instrument is also required un�er Applicable Law, the Applxcable Law <br /> re�uirement vvill satisfy the Corresponding requirement under this Security �nstrument. <br /> 15. G�verning Law; SeWerability; Rules of C'un5truction. This 5ecurity �nstrument sha11 be go��rned by <br /> federal�avW and the lavW of the jurisdic�ion in vWhich the Property is loca�ed. All rights at�d obligations containe�i in <br /> this Securi�y Ins�rument are subject to any requirementis and�irn�tati�ns af Appl�cable Law. Applicable Law might . <br /> explicitly or imp�icitly a�low the parties �o agree by cvntract or it might be silent, but �uch silence shal� nat be <br /> construed as a prohibition against agreement by contract. �n the e�ent that any provision or ciause of this Security <br /> NEBRASKA-Single Family-UNIF�RfUI INSTRUMENT p������ <br /> M�al F1 ED F�R DEPARTMENT �F V ETERAIVS AFFA�RS - MERS www,dncrrragJ�.�om <br /> �Rev. 110�} Page 9 of �4 <br /> . <br /> . <br /> � <br /> � <br />