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<br /> warve Borrawer's abliga�ian t�pay to Lender Funds for any or a11 Escrow�t�ms at any time. Any such waiver may
<br /> �nly be in writing. In the e�ent of such waiver, B�rrower shall pa}�d�rectly, when and where payable, �he amoun�s
<br /> due for any Escrow Items for which payment of Funds has been v�ai�ed by Lender and, �f Lender requires, sha11
<br /> furnish �� Lender receipts e�idencing such payment within su�h time period as Lender may re�uire. B�rrovWer's
<br /> obligation to make such payments and to provide receip�s shall for all purp�ses �e deerned to be a co�enant and
<br /> agreement contained in this Security In�trument, as the phrase "co�enant and agreement" is used in Section 9. If
<br /> Borrower is ahligated to pay Escrow I�ems direc�ly, pursuant ta a vWai�er, and Bo�•rawer fai�s ta pay the amaunt due
<br /> fnr an Escraw I�em, Lender ma}�e�cercise its rights under Section 9 and pay such amoun�and BflrrovWer shall then be
<br /> obligated under Section 9 to repay to Lender any su�h amoun�. Lend�r�nay re�oke�he wai�er as to any o.r all Escr�w
<br /> It�ms at any time�y a notice gi�en in accordance�vith Section 14 ar�d, upan such re�ocation, Borrawer sha�1 pay to
<br /> Lender ai1 Funds, and in such amounts, that are�hen required under this Sec��on 3.
<br /> Lender may, at any time, collect and h�ld Funds in an amount��}sufficient to permit Lender t�apply the Funds
<br /> a�the time specif ed under RESPA, and(b}not ta exceed the maxirrnurn amount a lender can require under RESPA.
<br /> Lender shall e�timate�he amflunt of Funds due on the basis of current data and reasonable estimates�f expend�tures
<br /> af future Escrow Items vr atherw�se in accordance with Applicable LavW.
<br /> The Funds sha11 be held in an ins�itution whose deposits are irisured by a federal agency, instrurnenta�ity, ar
<br /> entit� (ineluding Lender, if Lender is an ins�itution vvhose depasi�s are so insured} or �n any Federal Hflme Loan
<br /> Bank. Lender shal�apply the Funds t�pay�he Escrow I�ems no later than the time specified under RESPA. Lender
<br /> shall not charge Borrov►�er for holding and applying the Funds, ann�ally analyzing the escrow acc�unt, or�erifying
<br /> the Escrow I�e�ns, unless Lender pays Borr�wer interest on the Fun�s and Applicable:Law permits Lender ta make
<br /> such a charg�. Unless an agreement is 2nade in writing or App�ica�1� Law requires i.nterest�o be paid on the Funds,
<br /> Lender shall not be required to pay Borrower any in�erest or earnings on�he Funds. Borrower and Lender can agree
<br /> in writing, howe�er, tha� interest shall be paid on the Funds. Lender shall gi�e to Borrower, without charge, an
<br /> annual acc�unting of the Funds as reguired by RESPA.
<br /> �.f there is a surplus of Funds held in�scrow, a�defined under RESPA, L�n�er shall account to BarrovWer f�r
<br /> the excess funds in accordan�e with RESPA. If�here is a shartage of Funds held in escrow,as defined under RESPA,
<br /> Lender shal�notif}�BorrovWer as requ�red by RESPA, and Barrower�hall pay�a Lender the amflunt necessary to�nake
<br /> up �he shortage in accordance with RESPA, bu� xn no more than 1�monthly payments. If there is a defciency of
<br /> Funds he�d in escrow, as defined under RESPA, Lender sha11 notify BorrovWer as re�uired by RESPA, and Borr�v�er
<br /> sha�l pay to Lender the amoun�necessary to make up the deficiency tn accordance with RESPA, �ut in no more than
<br /> 12 m anthly paym ents.
<br /> ZJpon payment in fu11 of all sums secured by this Security�.nstrurnent,Lender sha11 promptly refund ta Borrower
<br /> any Funds held by Lender, �
<br /> 4. Charge5; L�ens. B�rrovWer shall pay all�axes, assessments, charges, fines, and impositions attributa�le ta
<br /> �he Property which can a�tain priority flver this Security �nstrwnent, leasehold payments or gr�und ren�s on the
<br /> Praperty, if any, and Community A.ssociation Dues, Fees, and Assessments, if any. To the exten��ha�these items
<br /> are Escrow I�ems, Borrower sha�l pay them in th�manner provide�in Sectian 3.
<br /> Borrower shall prampt�y d�scharge any lien which has priori�y o�er this Securit�Instrument un�ess Borrower:
<br /> �a�agrees in wri�ing�o the paym�nt of�he o�li�ation secured by the lien in a manner acceptable to Lender, but only
<br /> so long as Borrower is performi.ng such agreement; (b} con�es�s the 1�en in goad faith by, �r defends against
<br /> enforcernent of the�ien in, lega�proceedings which in Lender's opinion opera�e to pre�ent�he enfarcement nf�he lien
<br /> wh�le those praceedings are pending, but only until such proCeedings are concluded; or �c} secures fr�m the holder
<br /> of the l�en an agree�nent sa�isfactory ta Lender subordinating th� lien �a thi� 5ecurity �nstrument. �f Lender
<br /> determines tha�any part af the Property is subject�o a lien which can attain priarity o�er this Security Instrument,
<br /> Lender may give Bflrrower a natice identifying the �ien. �ithin 10 days of the da�e on which that n�tice is gi�en,
<br /> Borrower shal� satisfy the lien or take one or more of the ac�ions ��t forth abo�e in this Sect�on 4.
<br /> Lender may require Borrvwer ta pay a one-time�harge f�r a real estate tax�erification andlar reporting ser�ice
<br /> used by Lend�r in corinectian with this Loan.
<br /> NEBRASKA-Single Family-UNIF�RM INSTRUMENT p�r..11���Ic
<br /> M�DIFIE❑ FaR ❑EPARTMENT �F VETERANS AFFAIRS - MERS www.dvcrrra�ic.corr�
<br /> �Rev. �101} Page 5 of 14
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