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2� 1 ��2�� (C} "Lender"is L�ANDEF�T.C�M� LL� Lender is a L I M I TED L IAB I L I TY C�MPANY �rganized and existing under the laws of I�E LAWARE • Lender's address is �6 6 4� T��nTNE �ENTRE DR I VE, F��TH I L L RAN�H, �AL I F�RN I A �2 61� First American Title Insurance Company � [�� 'Trustee"1S 1Q55 North 115�Street ' Suite 3�� amaha,NE 68154 . (E} "MERS" is M�rtgage Electranic R�gistratian Systems, Inc. MERS is a separate corporatian that is actiing solely as a nominee for Lender and Lender's successors and assigns. M:ERS is thQ benefi�iary under this Security Instrument. MERS is organized and existing under the laws of Delaware, arid has an address and telephane number of P.�. Box��26, Flin�, MI 485�1-��26, tel. �888} 679-MERS. �F) "Note"means-�he promissory note s�gned by Bflrrower and dated APRI L 7 r 2�16 . The N�te�tates that BorrovWer owes Lender NINETY-F�UR TH�USAND SEVENTEEN AND ��1QQ Do�lars �U.S. $ 94 , �17 . �� plus interest. Borrower has promised to pay this debt in regular Peri�dic Payments and to pay�he debt in fu�1 not later than MAY 1.� ��4 6 . � (�} "Property't means the property that is described below under the heading"Transfer af Righ�s in the Pr�perty." (H} "Loan"means�he debt e�idenced by th�N�te,plus interest, �.ny prepay�nent charges and 1a�e charges due under the Na�e, and a�l sums due under�his Security �nstrument, plus ir��eres�. (I) "Riders"mean�all R�ders to this Security�nstrument�hat are executed by Borrawer. The follawing Riders are to be executed by Borrower �check�ox as applicable]: � Adjus�ab�e Rate Rider [] Planned Unifi De�elapmenti Rider � Ballovn Rider � Bivveekly Payment Rider � � 1-4 Family Rider [] Second Home Rider [] �ondominium Rider � �ther(s� [specify] � VA Assumption Policy Ricler (J} "App�icable Law"means al1 controlling applicable federa�, state and 1oca1 sta�utes, regulations, ordinan�es and administrati�e rules and orders �that have the �ffect of�aw} as w�ll as all applicable fina�, non-appealable judicial op�nians. (K} "�ammunity Associatinn Dues, F�es, and Assessmen�s"means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominiuln associat�on, h�meowners associatian ar similar organization. �L} "Electronic Funds Transfer"means any�ransfer of funds, ��her than a transaction originated by check, draft, or similar paper instrurnent, which is initiated through an electronic termina�, telephonic instrument, c�mpu�er, flr magnetic�ape s� as ta arder, ins�ru�t, or author�ze a financial in�titution �o debit or credit an account. Such term �ncludes, but is not limited to, poin�-of sale transfers, automated telier machine transactions, transfers initiated by telephone, w�re transfers, and autornated clearinghouse transf�rs. (M) "EsCrow Itemst'means those items that are described in Se�ti�n 3. (N} -"Miscellaneous Proceeds"means any compensation, settlement, award of damages, or proceeds paid by any third party �ather tihan insurance proceeds paid under the co�erages described in Section 5} for; �i} damage tay ar destruction of, �he Praperty; �ii}conde�nnation or ather takin�of a�l or any part af the Property; �iii}conveyance in lieu of condemnation; ar ��}misrepres�ntations af, or omissions as to, the value andl�r condition�f the Property. NEBRASkCA-Singl� Family-UNIF�RM INSTRUMENT ��gl� Ni�DIFIED FDR DEPARTMENT �F VETERANS AFFAIRS - MERS www.doGmagrc.�om �Rev. 110�} Page 2 of 14 .