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2� 1 ��254� <br /> requ�red�y RESPA, and Barro�ver shall pay ta Lend�r the amoun�necessar�to rr�ake up �h�d�fic�en�y in <br /> accordance with R.E�P�, but in na mare than �2 manth�y paymen�s. <br /> Upon paymen� �n fu�l of all sums secured by this Secur��y �nstrumen�, Lender sha��promptly refv.nd�� <br /> B�rrow�r any Funds he�d�y L�nder. <br /> 4. Charges; Liens. Borrower shall pay al� taxes, assessxnents, charg�s, fines, and i�np�sitions at�ribu�ab�e t� <br /> th�Property which�an a�ta�n priorit�over this S�cur��y �nstrumen�, leasehold pa�rmer�ts ar graun�.r�nts on <br /> �he Prnperty, �f any, and Community Asso�iati�n Dues, Fees, and Assessments, �f any. T�th�ex��nt tha� <br /> th�se�tems are Escrow It�ms, B�rrov�er shali pa� them in the manner provided in Se��ion 3. <br /> Borra�ver sha�l promptly discharge ar�y��en which ha�pr�or�t�r c�v�r this Securi��r �nstrum.�r��unless <br /> Borrflwer: �a� agrees in vvri�in�t��he payment of�he o���gat�Qn s�cured b�the��en in a rnanner accep�able <br /> to Lender, bu�on�y so lang as B�rr�wer�s perf�rming such agreemen�; �b}cont�s�s�he��en �n gaad faith by, <br /> or defends against enforcement of the lie�in, �egal prac�edings v�h��h�n L�nder's op�n�an operate to prevent <br /> the enfarcement�f�he��en whi�e th�s�pr�c��d�ngs are pending, but only unt�I suGh proc�ed�ngs are <br /> Gan�luded; or��} s�cur�s from the h��d�r of the��en an agreement sa�isfac�ory tn L�nder subord�nat�ng�h� <br /> ��en to�his Se�ur�t� �ns�rument. �f Lender de�erm�.nes that any par�of t�e Pr�per�y i� subject�a a�ien whzch <br /> can attain prior���r��er�hzs Securi�� �nstrument, Lender ma�gi��Borrower a notice iden�ify�ng th�li�n. <br /> ��thzn ��da�s�f the date on vvhich tha�nn�ice is g�ven, Borr�wer sha11 sa�isfy�h��ie�or take one or mar� <br /> of th�ac�ians set for�h above in this Sectzon 4. <br /> Lend�r ma�r�qu�re Borrawer��pay a one-��me charge for a rea� estate tax W�rificat�on andlor repar�ing <br /> s�rvic�used b�L�nder in cann�ct�on vvi�h th�s L�an. <br /> 5. P�operty tnsurance. B�rr�wer shall keep��e�mpr�vem�nts naw ex�s��ng�r hereaf�er erected�n�h� <br /> Pr�perty �nsured againSt�oss by �r�, hazards inc�ud�d within the term "extended c�verage," and any ather <br /> ha�ards includ�n�, bu�not��mite�ta, �arthquakes and f�o�ds, for which Lender requires in�urance. This <br /> insura.�.�e sha��be mainta�ned i�th�amounts �inc�ud�ng deductxble�e�els� and f�r the per��ds�hat Lender <br /> rec�uir�s. V�ha�Lend�r requ�res pursuant to the pr�ceding senten�es�a.r��hange dur�ng the term of the Loan. <br /> T`he insurar�ce carr�er pr�viding�h�insuran�e sha11 be chos�n by Barr�vver subject to Lender's rzght to <br /> disappro��Borrower's choice, whzch righ�sha�l not be exercis�d unreasonably. Lender may requzre <br /> Borrower�o pay, in c�nnect�on with thxs Loan, e�ther: �a} a ane-�ime charge for flaod zone det�rrn�3inat�on, <br /> cert�fication and�rackin�serv�ces; or�b� a aneW��me charge f�r fload zane determination and cer�if�ca�ion <br /> serv��es and subsequent�harges each t�me r�mapp�ngs�r simi�ar changes�ecur�vhzch reas�nably migh� <br /> aff�c�such de�erm�nati�x�or cer�ificatian. Borrovv�r shal� a�s�be respons�ble f�r th�pa�me�t of any fee� <br /> �rnposed by the Federal Em�r�ency Manage�ment Ag�ncy �n c�nnec�ion with the rev��v� of any fl�od z�ne <br /> determ�nation re�u��ing fram an�bje��ian b�r Borrovver. <br /> If Barrawer fails t�ma�nta�n any af�he��v�ra��s d�scribed ab�v�, Lender may ob�a�n insurance Covera�e, <br /> at L�nder's�ptxon and Borrower's experis�. Lender is under no�bl�gat�on to purc�zase any par�zcu�ar��pe�r <br /> am�unt of cov�rage. Theref�re, such�nv�rag�sha�� cover Lender, �ut mutght or�n�ght not pr��ect Borrower, <br /> Borra�er's e�u�t� �n the Proper�y, �r the cont�n�s of th�Property, aga�ns�a.r��r�sk, hazard�r��a���i�y a.z�.d <br /> rn��ht provide greater or�esser caverage than was pr��ious�y in effe��. Bt�rrawer acknov�z�dges�hat the cost <br /> of the�nsurance��verag�so�btained might s�gn���cant�y exceec��he cast�f insurar�ce tha�Borrower cou�� <br /> ha��obtain�d. Any am.�unts disbu.rsed b�Lender under�his Section 5 shall bec�me add���ona� de�t af <br /> Barrav�er secured by th�s Security�nstrurnen�. Th�se amaunts sha��bear ir��ere�t at th�Note rate�rom the <br /> date of disbursement and sha��be payable, w�th su�h interest, up�n not�c�fram Lend�r to Borrovver <br /> r�questing paym�n�. <br /> N�BRASKA-Singie Family-�annie Mael�reddie Mac UNi�aRM IN5TRLIMENT �orm 30�8 110� <br /> VMP� VMP6(N�y�13�2y <br /> Walters K3uwer Financial 5er�ices Page fi a€�7 <br />