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2� 1 ��254� <br /> BC]RR��V�'ER ��VENANTS�ha�Barro�er is �av�fu��y seised of�he estat�hereby conv�y�d and h�s the right�o <br /> grant and con�ey �he Prflp�r�y and tha�the Prop�r�y is unencumbered, excep�for encumbrances af r�cord. <br /> B�rro��r v�arra�zts and�u��� d�fend general�y the t�tle to �he Prnper�y aga�ns� a�l c�a�ms and demands, su��ect to <br /> any encum��rances of record. <br /> T�3IS SE�t�R.�TY�N�TRUMENT�ombines uni�arm cov�na�zts for�.ationa�use and nan-unzform�ovenants w��h <br /> limited var�at�flns by juris�iiction to constitute a un�form se�ur��y instrument�o�r�r�ng real prop�r��. <br /> UnifQrm Co�enants. B�rrower and Lender covenant and agree as f�Il�ws: <br /> �. Payment nf Prin�ipa�, lnterest, Escr�w �tems. Prepayment Charges, and Lat� �ha�ges. Borra�ver <br /> shall pay�vhen due th�pr�nc�pa� af, and in�er�st on, the debt e�idenced by the N�te an�.any prepayment <br /> charges and late charges due und�r th� Not�. Bflrrow�r shall als��ay fund� for Escr�w�tern�pursuant ta <br /> S��ti�n 3. Pa�ments du�under the Nn��and�his Se�ur�ty Instrument sha��be mad�in tJ.�, �urr�ncy. <br /> �owever, if an�check ar a�her xnstrument r�cei�ed by Lend��r as pa�rnlen�under the Nate or this S�curit� <br /> �n�trum�nt�s re�urned to Lender unpa�d, Lender may requ�re tha�any or aI� subsequent pa�rm.�nts due under <br /> the No�e and thi�Securi�� �ns�rument be made �n one or xn�re of the fallo�ving forms, as se�ect�d by Lender: <br /> �a� cash; �b�money order; �c} �ert�f�ed�heck, ban�che�k, treasurer's check�r cashier's che��, pr��ided any <br /> such check is dra�vn upan an insti�ution vvhose depas�ts are insur�d by a federa� agenc�r, �nstrumenta��ty, ar <br /> ent�ty; or�d} Elec�ror�ic Funds Transfer. <br /> Paymen�s are d�e�n��rec�i�ed b�L�nder wh�n r��e�ved at the l�cati�n des�gna�ed in the No�e or a�such <br /> other location as may�e designated by L�nder in a�cordar�c�with�he n�t�ce pravisions in Section �5. <br /> Lender may return any paym.en�or part�al.paym�nt�f�h�payment nr part�al payments are�nsuf�c��nt to <br /> bring the Loan current. Lender may ac��pt ax�y pa�m.ent ar par��a�payznent insuf�ci�nt t�bring�he L�an <br /> current, wi�haut waiver of any r�ghts hereunder ar prejudice�� ��s r�ghts ta refuse such paym�nt or partia� <br /> paymen�s �n�he future, but Lender i�not abligated to apply such payments at the time such paymer�ts are <br /> accep�ed. �f ea�h Per��dic Payment is app�ied as of i�s scheduled d�.e date, then Lender need nat pay�nterest <br /> an unapp��ed funds. Lender may hald such unappl�e�fUnds unt�l Borrower mai�es paym�n�s to�rz�g the <br /> Laan curren�. �f Barr��er daes n��do so wi�h�n a reasonab�e p�riod of time, Lender shall ei�her app�y such <br /> funds or r�turn�hem to Borr�wer. �f not applied ear�ier, such funds�i��be appl��d �� the autstand�ng <br /> pr�n�ipa� balanc�under the Note�mmed�a�e�y pr�or�� f�re��osur�. No offs��or e�aim vsrh�ch Borrower m�ght <br /> ha�e n�w Qr in th�fu�ure aga�nst Lender sha�l r�lz�ve Borr�wer from making paym�n�s due under the N��e <br /> and th�s Se�urx�y I�strument or perform�ing the cov�nan�s and agr�emen�s se�ur�d by this Security <br /> Instrument. <br /> �. Appl�cation vf Payments vr Prflceeds. Except as �therwise described zn�h�s Section 2, alI pay�men�s <br /> acc�p�ed and appl�ed h�Lender s�aa�� be app��ed in the fol�ov�ing order nf pr�ar�ty: �a} interest due under the <br /> No�e; �b}principa�due under the No��; �c� amoun�s due und�r Sec���n 3. Such paymen�s shal�be applied�� <br /> �ac� �'�riodic Payment�n the arder�n wh��h ��became due. An�rema�nzng amounts shal�be applied first ta <br /> �ate charge�, ����nd��any��her arn�un�s due under th�s Secur��y��.strum�n�, a.rid then�o reduce the <br /> pr�nc�pa�balance of the��te. <br /> If Lender recei�es a payment from Barrower for a de�inquen� Periodic Paymen�wh�ch�nc�ud�s a suff��ient <br /> amaun��fl pay any late eharge due, �he payment may be applied to the del�nquen�paym�n�and th�Iat� <br /> char�e. �f more than one Periodic Payment is autstanding, Lender may app��an�payment rece�v�d from <br /> �orrower to the r�payment�f the Peri�dic Payments if, and�a the extent that, ea�h paymen�can�e pa�d in <br /> fu�l, To the e��ent that any e�ce�s exi��s after the payment�s applied ta the fu�l paymen�of�ne or n�ore <br /> Feriodic Payments, such excess may be app���d to any�a�e charges due. Voluntary prepayments sha�l b� <br /> app�i�d first to any pr�payment charges and then as d�s�r�bed�n�he Note. <br /> N�BRASKA-Single Family-Fannie MaelFreddie Ma�tJNI�qRM fNSTRUM�NT Forrr�302$11�1 <br /> VMP 0 VMP��NE��130�1 <br /> Wvlters Kluwer Financia�Ser�ices Page 4 af i 7 <br />