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2� 1 ��254� <br /> 4C� "Lender" �s Home Federa� Savi ngs and L�an Assn �f Grar�d Z sl anc� <br /> L�nder �s a Sa�i ngs and Loar� <br /> orgarii2�d and existing under�he�aw�of Th� State of �Vebraska . <br /> L�nder's address is ��1 South Locust St �rand I s��nd NE ��SD1 <br /> Lender�s�he��neficiary under�h�s Security Ins�rumen�. <br /> 4D� "Trustee" is Arend R BaaCk, A�torney <br /> 4 E 3 "N�te" means�he pr�mi ss�ry not�s igned b�r Borrawer and dated Ap r i 1 l 3, ��16 . The Note <br /> stat�s tha�Bflrrow�r owes Len�.er FD RTY S E1!E N THDUSAN l3 AN D ��I Z a 4 <br /> D�llars �U.S. $47,��0.D� �p�us in�erest, Borrow�r has promzs��.�o pay this debt in regular <br /> Per��dic Pa�ments and ta pa�th�debt �n full not la�er than M a y �., ���� . <br /> 4F� "Pr�perty" meaxas th�praper�y tha�is.descri�ed be��w under the heading "Transf�r of Rxgh�s�n the <br /> Proper�y," <br /> 4G� "Lvan" mea�s the debt e�idenced by the No�e, p�us �nterest, any prepayment charges and �ate charges due <br /> und�r th�N'��e, an�i a�� sums due under this Secur��y�ns�rumen�, p�us �nterest. <br /> 4 H� "Riders" �neans a11 Rid�rs t�th�s SeCurity�nstrum�n��hat are e��cu�ed by Borrower. The fallowing Riders <br /> are�o be e�ecu�ed bx BorrQw�r �check box as appl�cab�e�: <br /> 0 Adjustab�e Rate Rider �Cond�rnin�um Rider 0 S�cand�ome R�d�r <br /> 0 Bal�o�n Rider �P1anr�ed Ilnit Dev��o�ment R�der �] 1�4 Family Rzd�r <br /> 0 VA Rider 0 B�weekly Pa�men�R�der 0 C]th�r�s} [specify� <br /> �[� rr►4pplicable Law" rn�ans a�� contro���ng ap���cab�e federa�� 5�a���TIC���C�� S�a�lt��5y regula�ions, ardinanc�s <br /> and administrati�re rules and orders �that hav�e the effect of�aw} as u�el� as all app�ica��e finai, nor�--appealable <br /> judic�a� opinians. <br /> �J� "�ommunity Asso�iation C3ues, Fees, and Assessments" means a�� dues, fees, ass�ssments and other <br /> charges �hat are imposed on Borrawer or th�Pr�perty by a condamin�um ass�cia�ion, h�meowners <br /> associa�ian or similar organization. <br /> �K3 "E�ectronic �unds Transfe�" means an�transfer of funds, �ther than a�ransaction originated by check, <br /> draft, ar si�mz�ar paper instrument, v�h�ch is ini�ia�ed thr�ugh an electron�c�ermi.na�, teiephonic in�trument, <br /> c�mput�r, �r magnetic�ape so as to order, xnstruct, �r authnrzze a�nanc�a� �nst�tu�ian to debi�or credit an <br /> account. Su�h t�rm�ncludes, bu�is n�t��m�ted to, point-of-sale tran�fers, automat�d�eller machine <br /> transa�tions, transfers initia�ed by t�lephan�, wzre�rar�sfers, and au�omated c��arznghause transfers. <br /> �L} "Escrvw Items" means those items tha� are de�cribed �n Section 3. <br /> �M y "MisGe��aneous Pr�ceeds" m�ans an�compensat�on, set��emen�, award of damages, flr proceeds paid by <br /> any third par�y ��ther than insurance proceed�paid und�r�he cov�rages des�r��e�.in Secti�n 5� for: ��} <br /> damage to, ar destruc��on of, the Praper�y; �ii}condemnation or�th�r taking�f all or an�part of�he <br /> Pr�p�r�y; �iii} conv�ya.nc�in li�u of cond�mnat�on; ar��v}misrepresentatians�f, or om�.ssi�ns as ta, th� <br /> �ralue andlor c�nd�t�fln of the Pro �r� . <br /> NEBRASICA-Sinc�le Famity-Fannie MaelFreddie Mac UNIF�RM tNSTR�M�NT Form 3�28 110'1 <br /> VMP� VMPFtNE��1302� <br /> Waliers Kfuwer Financial 5er�ices Page 2 0€�7 <br />