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2� 1 ��2539 <br /> tC� "Len�er" zs f��me F�d�ral Sa�i ngs and Laar� Assn af Grand I s�and <br /> Lender zs a Savi��s a�d L�an <br /> organ�zed and exist�ng under�he�aws of Tne �tate of Nebraska . <br /> Lend�r's address �s ��1 5�ut h Loeu st 5t G rar�d I s�and �lE �88a�. <br /> Lender is �he bene�c�ary under this Securi�y �ns�rum�nt. <br /> 4�33 "T�ust�e" �s Aren� R Baa�k, Att�rn�y <br /> �E� "Nvte" means the prom�ssary n��e signe��y B�rr�wer and dated Ap r i�I �7., 2D 1� . The N��e <br /> s�ates that Borrov��r o�ves L�nd�r FIFTY Tl�� THD�SAND �N� H�NDRED AND ��11Q� <br /> Dollars �U.S. $5�,14�.4� } plus ir�terest. Borrower has pramised ta pay�h�s de�t in regu�ar <br /> Period�c Payments and ta pa� the d��t�n full not�at�r than M ay 1, 2��� . <br /> �F3 "P�operty" means�he praperty that�s described belov�under�he h�ad�ng "Transfer of R�gh�s �n the <br /> Pr�ptrty." <br /> ��� "Lvan" m�ans the debt evidenced b��he Nate, plus inter�st, any pr�paym�nt�harges and late charges due <br /> under the Note, and ai� sums due under�his Secur�ty�nstrument, p�us zn�erest. <br /> �H� "Riders" means all Riders to�h�s Secur�ty �nstrument that are e�ecu�ed b�Barrower. Th�foll�v�ing R�d�r� <br /> are tQ be�xecut�d by Barrawer ��heck box as app��cable�: <br /> [�Ad�us�able Rate Rider 0�ondaminium Rider ��e��rzd Home R.�der <br /> [�Balloon Rider 0 Planned Un�t I]evelapment Rider � �-4 Fami�y Rider <br /> �] �TA R�der � Biweek�� Paymen�Rider � �ther�s} jsp��ify� <br /> �1� "Applica�ale La►nr" means alI Gantro���ng applicable federa�, s�at�and�oca1 statutes, regu�at�ans, ord�nances <br /> and adnlin�strati�e ru�es and�rders �that have the effec�af�aw} as we�� as a�� applicabl�fina�, non�appea�a�le <br /> �ud�Gia� �p�n�ons. <br /> �J� "Comrnun�ty Assvciativn Dues. Fe�s, and Ass�ssments" means all du�s, fees, assessm�n�s and other <br /> charges tha�are imposed�n Borro�ver or the Property by a cflndominium ass�c�ation, hameowners <br /> associat�on or sim�lar arganization. <br /> �K� "E�ectroni� Funds Transfer" means any transf�r�f funds, other�han a�ransactian ariginated by check, <br /> draft, ar s�rn��ar pap�r ins�rument, v�hich is �n���at��.thraugh an e�ectron�c termina�, �elephonic �nstrument, <br /> computer, or magneti��ape so as�o order, instru.��, �r auth�rize a f�nanc�al �nst�tu�i�n�o debit or credit an <br /> a�coun�. Such term inclu��s, but�s no�limited to, p��nt�nf sa�e tran�fers, automated�e�ler machine <br /> transac�ions, transfers in�tiated by�elephone, wire transfers, and automa�ed c��ar�ngh�use transfers. <br /> �L� "Es�rQ►n► ltems" means�hose item.s that are d�scr�bed in Section 3. <br /> �ili!� "Mis�e�lane�us Pro�ee�is" means an�campensa��on, set��ement, award�f dam.ages, or prnceeds paid by <br /> ar�y third part�r ��ther than insurar�c�proceeds pa�d under the coverages descrxbed in Se��ion 5} for: �i} <br /> damag�ta, flr des�ruction af, th�P�operty; ��i} condemnation or o�her tak�ng of al� or any part of the <br /> Proper�y; ��i�} cnn�eyance in lieu of condemnatian; ar�iv}m�sr�pres�n�a�i�n�of, or omi.ss�ons as tn, the <br /> value andlor c�ndition af the Pro er� . <br /> NESRASKA-Sirtgle Family-�annie MaelFreddie Mac UNI�QRM INSTRUMENT Fvrm 3��8�Ia1 <br /> VMP[�] VMPfi[N�]4�3a,�� <br /> Wolt�rs K�uwer�inancial 5er�ic�s Page 2 of 17 <br />