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<br /> �n the Praper�y and r�gh�s under th�s Secur��y�nstrurnen�; and ��.} takes such a�t��n as Lender may
<br /> reasona�ly require�a a�sure that Lend�r's �n�eres� in the Property and righ�s under th�s Security �nstrurnen�,
<br /> and B�rrovver's o��xga�ion��pay�he sums secured b�th�s Security Ins�rumen�, shal��on�inue unchanged.
<br /> L�nder may requ�re�hat Barrov�er pay such r��nstatement su�ns and expenses in flne or mare of the fol���r�ng
<br /> forms, as se�e��ed by Lender: �a}cash; ��}mone�order; �c� cer�i�ed check, hank check, tr�asur�r's check or
<br /> cash�er's check, provided any such check is drawn upon an�n�titution wh�s�depos�ts are insured by a
<br /> federa� agenc�, �nstrumen�a���y or enti�y; or�d} E�ectron�c Funds Transfer. Upan re�nsta��m.ent b�r Barrower,
<br /> �his Se�urxt�r Instrument and ob��ga�ions secured h�reby sha�� remain fu���eff��ti�e as if no acce�era��an had
<br /> accurr�d. �ow��er, this rzgh�to re�ns�a�e sha�l not app�y�n the case of acceiera�i�n under Sec��on 18.
<br /> ��. Saie of Note; Change of Loan SerW�cer: Natice af Gr�e�ance. The N�te�r a par��al in�er�s�in�he
<br /> No�e (toge�her v�ith th�s S��uri�y �nstrument} can be sold one or m�re�imes v�ri�hout prior no�ice to
<br /> Borro�v�r. A sa�e might resul�in a change�n the en�i�� �kno�n as the "Loan�Seruicer"} �hat collects Per�od�c
<br /> Paymen�s due under the Note and�his �ecuri�y �nstrument and perform�other mar�gage�oan serv�cing
<br /> ob��ga��ons under the Note, th�s Security�ns�ru.ment, and App��cab�e Law. There a�so migh�be ane or more
<br /> changes of th�L..�an Servicer unr�lated�o a sa�e of the No�e. If th�re is a change af�he Loan Serv�cer,
<br /> Borrower wi���e giv�n written notice nf the change which w�ll stat�the name and address of the new Loan
<br /> Ser�i��r, the address ��v�hich pa�rmen�s shauid be made and any other�nfvrma�ion R�SPA r�quires �n
<br /> connect�an w�th a n��ice of�ransfer�f servi��ng. If�he No�e is sold and thereafter the L,flan is s�rv�ced by a
<br /> L�an Ser�vicer a�her than the purchas�r of�h�Note, the mor�gage loan servicin�o�iigat�ons�a Barr�wer wx��
<br /> rema�n with the Loan S�rvicer or be�ransferred tfl a succ�ss�r Loan Ser�ic�r and ar�nat assumed�y�he
<br /> �ate purchaser un�ess a�herw�se pr��ided by th�Na��purchaser.
<br /> Neither Barrower nor Lender may com�mence,j oin, or be j o�ned to any jud�ciai aet�on�as either an
<br /> indxv�dual l�t�gant or�he m�mbe�r af a ciass}that arises from�he other party's actions pursuan�to�h�s
<br /> Securi�y�nstrument ar�hat a��eges that�he a�her par�y has breach�d any pro�ision of, or any du�y ovved by
<br /> r�asan of, this Securi�y �n�trumen�, untiX su�h Borrower or L.�nder has na�if�e��h�o�her par�y �with such
<br /> notice g�ven�n compliance wi�h�he requ�remen�s of Sec�ion �5}of such a�leged breach and afforded�he
<br /> oth�r par�y here�o a reas�nable periad after the gi�v�ng of such no�xce�o�al�e corre�t��e act�on. �f Appi�cab�e
<br /> Lav�pr�vides a��me period which must eiapse before cer�ain action�an be taken, �hat time p�ri�d w��� be
<br /> deemed to be reasonab��for purposes of this paragraph. The not�ce of acce�era�ion and appar�uni�y�a cure
<br /> gi�en to Bflrrower pursuan�to Sec�ion 22 and the notice of acce��ration g���n�o Barra�ver pursuant�a
<br /> Se�t�on �8 sha��b�deeme�.�o sat�sfy the n�tice and apportunit�to�ake correct�ve act�on pro��s�ans�f�h�s
<br /> Se��ian�0.
<br /> �'I. Hazardous Su�stane�s. As us�d in this Sect�on Z�.: �a} "Ha�ardous Sr��strxnces"are�hose subs�ances
<br /> defined as t�xic�r hazardaus su�s�ances, pol�u�ants, or was�e�by En�ir�n.mentai Law and the f�llowing
<br /> su�stanc�s: gaso��ne, �erosene, ot�e��amma���or�axic pe�raleum products, to�ic pe���cides and herbxe�des,
<br /> �ra�at��e so�ven�s, materials c�n�aining asbes�os or formaldehyde, and radioacti�e ma�er�ais; �b}
<br /> ".Lnviranrnental Law"means federa� laws and laws of�he jurisdict�on where�he Proper�y is �ocated�hat
<br /> r��ate to health, safety or�n��ronmental protect�on; �c} "�'�zvirortrner�tal�`lea�tup"�nc�udes any resp�nse
<br /> action, remedia� actian, or remova� act�on, as defined �n En��ronmental Law; and (d} an "En�ironmentaZ
<br /> �'ondi�ion"means a�ond�t�on�hat can cau�e, conrribute�o, or atherwise trigger an Environmental C�eanup.
<br /> Borrov��r sha��not cause or pex�mit the presence, use, di�posal, s�arag�, �r re�ease of any Hazardous
<br /> Subs�ances, or�hrea�en to reiease any Hazardous Substan�es, an or in�h� Property. Barrower sha�l no�do,
<br /> nar a��ow anyon�else t�da, anything affecting�he Property �a} �hat �s �n via�a�ion of any En�ironmen�a�
<br /> Law, �b} which creates an En�v�ronmenra� �ondit�on, �r�c} v�hich, due t� �he presen�e, use, or r�Iease af a
<br /> Hazard�us Substance, cr�a�es a��nd���on�hat ad�vers��� affects�he value af the Propert�. The preced�ng �wo
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<br /> Walters Kl�wer�€nanciat Ser�ices Page 13 af�7
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