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r11 <br />N - <br />e�� C <br />Z <br />CO <br />N - <br />Equitable Bank <br />located at 113 N Locust St, Grand Island, NE 68801 <br />located at 916 Sun Valley Place, Grand Island, NE 68801 <br />Page 1 of 3 <br />P0B%160 <br />N <br />r`J <br />N <br />or, Fax Copy To: <br />"Borrower" shall refer to Joseph D. Kozakiewicz and Jessica J Kazakiewicz, Husband and Wife <br />Return this recorded document to: <br />Equitable B ri'k <br />GrI'nd Island, NE 68802 -0160 <br />Real Estate Retention Agreement <br />For purposes of this Agreement, the following terms shall have the meanings set forth in this document: <br />"FHLBank" shall refer to the Federal Home Loan Bank of Topeka, located at One Security Benefit PI, Suite 100, <br />Topeka, KS 66606. <br />"Member" shall refer to <br />(FHLBank's Member), <br />For and in consideration of receiving direct funds in this amount <br />Five Thousand and 00 /100 _ Dollars <br />($'5,000.00 ) (the "Subsidy ") under the Affordable Housing Program (AHP), which is governed <br />by 12 U.S.0 1430(j), 12 CFR Part 1291, and the AHP Implementation Plan (the Rules). The Subsidy is provided <br />to Borrower as a grant, subject to the five -year retention described herein. There is no obligation to repay the <br />Subsidy, except as further described in this Agreement and there is no interest on this grant. <br />Revised: December 22, 2015 <br />