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Recording Requested By: Five Points Bank 2009 N. Diers Ave. Grand Island, NE 68803 (800) 576 -4687 When Recorded Return To: Five Points Bank 2009 N. Diers Ave. Grand Island, NE 68803 Loan No: 127037 Parcel ID: 400078511 1 -4 FAMILY RIDER (Assignment of Rents) 201602486 THIS 1 -4 FAMILY RIDER is made this 22 nd day of April, 2016 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument ") of the same date given by the undersigned (the "Borrower ") to secure Borrower's Note to Five Points Bank, a Nebraska Corporation (the "Lender ") of the same date and covering the Property described in the Security Instrument and located at: 304 -310 W Hedde St, Grand Island, NE 68801 [Property Address] 1 -4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to the Property described in Security Instrument, the following items now or hereafter attached to the Property to the extent they are fixtures are added to the Property description, and shall also constitute the Property covered by the Security Instrument: building materials, appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or intended to be used in connection with the Property, including, but not limited to, those for the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light, fire prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, awnings, storm MULTISTATE 1-4 FAMILY RIDER - Single Family - Fannie Mae /Freddie Mac)J 1IF032M INSTRUMENT FORM 3170 1/01 Laser Forms Inc. #FNMA3170 1/01 Page 1 of 3 Initials