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C <br />CD C) C) <br />ZD c D <br />m "� m C 3 �- <br />l z O CL <br />a = M iy <br />M D LD o coo <br />M Z r <br />O o r D w coo <br />rdRlln to: "' cn <br />N C <br />-Union Bank &Trust rn 3 <br />Grand Island Branch Ca �� <br />2008 N Webb Rd PO Box 5166 —r_ (n CC) CD <br />Grand Island, NE 68802 (n r�-r <br />200003968 Q <br />HOME EQUITY LINE DEED OF TRUST <br />1 L Mart <br />L Martin <br />Grand Island, NE 68803 <br />+I+aHetra: Iltcnnc <br />(308) 381 -7582 521704996 <br />- bill, ++uMIJUILU ana wl <br />L Martin, husband and wife <br />R <br />Island, NE 68803 <br />TRUSTEE: Union Bank & Trust Company Grand Island Branch <br />2008 N Webb Road, Grand Island, NE 68803 <br />Fki <br />m ns <br />ctiueranon OT the loan or otner credit accommodation hereinafter specified and any future advances or future Obligations, as defined herein, <br />which may hereafter be advanced or incurred and the trust hereinafter mentioned and other good and valuable consideration, the receipt and <br />sufficiency of which are hereby acknowledged, Grantor hereby irrevocably bar ains, sells transfers, grants, eonve and assi ns to Trustee his <br />successors and assigns, in trust, for IInion Bank & Trust Grand si and branch.. 2008 N iebb Rd gP0 Box <br />5166 Grand Island NE 68802 <br />Lender" , the beneficiary under this Deed of Trust, with power of sa a and r ght of entry and possession all of rantor's present and future estate, <br />right, title and interest in and to the real property described in Schedule A which is attached to this Deed of Trust and incorporated herein es this <br />reference, together with all present and future improvements and fixtures; all tangible personal property including, without limitation, all machinery, <br />equipment, building materials, and goods of every nature (excluding household goods) now or hereafter located on or used in connection with the <br />real property, whether or not affixed to the land; all privileges, hereditaments, and appurtenances; all leases, licenses and other agreements; all rents, <br />issues and profits; all water, well, ditch, reservoir and mineral rights and stocks pertaining to the real property (cumulatively "Property ); to have and <br />to hold the Property and the rights hereby granted for the use and benefit of Trustee, his successors and assigns, until payment t full of all <br />Obligations secured hereby. <br />Moreover, in further consideration, Grantor does, far Grantor and Grantor's heirs, representatives, successors, and assigns, hereby expressly <br />warrant, covenant, and agree with Lender and Trustee and their successors and assigns as follows: <br />1. OBLIGATIONS. This Deed of Trust shall secure the payment and performance of all present and future indebtedness, liabilities, obligations and <br />covenants of Borrower or Grantor (cumulatively "Obligations ") to Lender pursuant to: <br />�a) this Deed of Trust and the following promissory notes and other agreements: <br />FIXED $10,000.00 1 04/21/00 04/17/05 125871 kh 1 413935 <br />JD) an otner present or future written agreements with Lender which refer specifically to this Deed of Trust (whether executed for the same or <br />different purposes than the foregoing); <br />(c) any guaranty of obligations of other parties given to Lender now or hereafter executed which refers to this Deed of Trust; <br />(d) future advances, whether obligatory or optional, to the same extent as if made contemporaneously with the execution of this Deed of Trust, <br />made or extended to or on behalf of Grantor or Borrower. Grantor agrees that if one of the Obligations is a line of credit, the lien of this Deed of <br />Trust shall'continue until payment in full of all debt due under the line notwithstanding the fact that from time to time (but before termination of <br />the line) no balance may be outstanding, At no time shall the lien of this Deed of Trust, not including amounts advanced to protect the security <br />of this Deed of Trust, exceed $ 20, 0 0 Loo ; and <br />(e) all amendments, extensions, renewals, modifications, replacements or substitutions to any of the foregoing. <br />As used in this Paragraph 1, the terms Grantor and Borrower shall include and also mean any Grantor or Borrower if more than one. <br />2. REPRESENTATIONS, WARRANTIES AND COVENANTS. Grantor represents, warrants and covenants to Lender that: <br />(a) Grantor has fee simple marketable title to the Property and shall maintain the Property free of all liens, security interests, encumbrances and <br />claims except for this Deed of Trust and those described in Schedule B which is attached to this Deed of Trust and incorporated herein by <br />reference, which Grantor agrees to pay and perform in a timely manner; <br />(b) Grantor is in compliance in all respects with all applicable federal, state and local laws and regulations, including, without limitation, those <br />relating to "Hazardous Materials," as defined herein, and other environmental matters (the "Environmental Laws "), and neither the federal <br />government nor the state where the Property is located nor any other governmental or quasi governmental entity has filed a lien on the Property, <br />nor are there any governmental, judicial or administrative actions with respect to environmental matters pending, or to the best of the Grantor's <br />knowledge, threatened, which involve the Property. Neither Grantor nor, to the best of Grantor's knowledge, any other party has used, generated, <br />released, discharged, stored, or disposed of any Hazardous Materials as defined herein, in connection with the Property or transported any <br />Hazardous Materials to or from the Property. Grantor shall not commit or permit such actions to be taken in the future. The term "Hazardous <br />Materials" shall mean any substance, material, or waste which is or becomes regulated by any governmental authority including, but not limited <br />to: (I) petroleum; (ii) friable or nonfriable asbestos; (iii) polychlorinated biphenyls; (iv) those substances, materials or wastes designated as a <br />"hazardous substance" pursuant to Section 311 of the Clean Water Act or listed pursuant to Section 307 of the Clean Water Act or any <br />amendments or replacements to these statutes; (v) those substances, materials or wastes defined,as a "hazardous waste" pursuant to Section <br />1004 of the Resource Conservation and Recovery Act or any amendments or replacements to that statute; and (vi) those substances, materials or <br />wastes defined as a "hazardous substance" pursuant to Section 101 of the Comprehensive Environmental Response, Compensation and Liability <br />Act, or any amendments or replacements to that statute or any other similar state or federal statute, rule, regulation or ordinance now or hereafter <br />In effect. Grantor shall not lease or permit the sublease of the Property to a tenant or subtenant whose operations may result in contamination of <br />the Property with Hazardous Materials or toxic substances; <br />(c) All applicable laws and regulations including, without limitation, the Americans with Disabilities Act, 42 U.S.C. 12101 et seq. (and all <br />regulations promulgated thereunder) and all zoning and building laws and regulations relating to the Property by virtue of any federal, state or <br />municipal authority with jurisdiction over the Property, presently are and shall be observed and complied with in all material respects, and all <br />rights, licenses, permits, and certificates of occupancy (including but not limited to zoning variances, special exceptions for nonconforming uses, <br />and final inspection approvals), whether temporary or permanent, which are material to tha usw nnei <br />