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WHEN REC.ORDED.. RETURN TO: Western National Bank P.O. Box 485 Cairo, Ne 68824 This Waiver of Right to Designate Homestead is dated as of 04/19/2016 related parties and their mailing addresses are the following: TRUSTOR: Rodney Rauert and Catheryn A. Rauert st 1. BACKGROUND. In accordance with the provisions of the Revised Nebraska Statutes, Trustor, prior to executing the attached Deed of Trust, dated 04/19/2016 and executed by Trustor in favor of Beneficiary, hereby makes the following statements, representations and warranties. 2. WAIVER OF HOMESTEAD. Trustor hereby states, represents and warrants that: Form NEWRDH NEBRASKA WAIVER OF RIGHT TO DESIGNATE HOMESTEAD (To be filed as a Preface to the Deed of Trust) , and the A. Trustor understands that he or she has the right to make a designation of homestead in the Deed of Trust on the followine described real estate (Prouertv): The Northeast Quarter of the Southeast Quarter (NE 1/4 SE 1/4) and the Southeast Quarter of the Southeast Quarter (SE 1/4 SE 1/4) of Section Three (3), Township Twelve (12), Range Ten (10) West of the 6 P.M., Hall County, Nebraska. B. Trustor hereby waives his or her rights to make a designation of homestead. Trustor understands that by executing this Waiver, Trustor is waiving his or her rights otherwise available for the purpose of affording the Trustor the opportunity to retain his or her homestead in the event of a default upon such Deed of Trust. C. Trustor states that this Waiver is Trustor's knowing and voluntary act and deed and constitutes a written waiver and acknowledgement under the Homestead Laws of the State of Nebraska. 0 Copyright 04/13 Amerkan Bank Systems, Inc. 201602382