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2� 1 ��23� 1 . �C} "Lender"is u�C �r� Lo�n S p�. . �ender is a ��1��1"a�l t}n . organized and existing under the laws of `� � t�tE' �} M��h i g a n , �ende�'s address is 1�� ao�l��rd Ave, �e�r�l�, M� 4$��-�.9�� . ��} **Trustea"' is Fi rst Arneri�an T�tl e �E} "�ERS" is Mortgage E��ctronic Registrat��n Systems, Inc. MERS is a separate corporation that is acting solely as a nom�nee for Lend�r and Lender's successors and assigns. MERS is the b�nefciary under this Se�urity Instrur�en�. MERS is or�anized and existing under the la�s of De�a�are, an.d has an address and telephon�number of P.�. Box 2��6,Flint,MI 4�501-2426,t�I, �888)679-MERS. �F} "Nvte" means th�prom�ssary n�te s�gned by Barrov�er an�l dated �tp 1"1� 1�, �01� . The Nate states that Borro�er o�es Lender ane HUp�r�� F1 V� ThDLlSana Tl��nty F�V� �In� ��.�Q Dollars(U.S. $ ��,�2�.d� �plus interest. B�nower has promised to pay this deb��n regular P�riodic Paym�nts and to pay the d�b��n fu1�not later than May l, ��3� . �G} "Property"means�he property�hat is descr�bed�elovv und�r the heading"Transfer of Rights in the �'roperty." {H] "Lvar1"means the debt e�i�.�nced by the Note, plus interest, any prepaym�nt charges and late charges due under the Note,and al��ums due under this Securi�y Instrument,plus interest. ��} "Rit��s"mea�.�a�l Riders to th�s Security�n.strum�nt that are execut�d by Borra�ver, The f��awing I�iders are ta be execute�i by Borrower[check box as applicable]: 0 Ad�us�able l�ate Rider 0 Condc�minium l�.i�er Q Se�ond Ho�cne l�ider �Ba��oon.Rider �I'lanned Unit Development Rider 0 1-4 Family Rider �V'A R.ider 0 Biweekly Payment Rider ��ther�s)�specify] L��al Attached �J� "App�i�F�[eL�w" means a11 control��ng a�pl�cab�e federal, state and local statutes, re�ulations, ordinances and admin�strative ru1�s and ord�rs��ha�hav�th�effect of law)as�ve1�as a�t app��cable final, non-appealable judicia�apinions. �K� "CommunityAs�oeiationDues, Fe�s,and Assessments"means a11 dues, fees, assessments and�ther chaxges that ar�imposed on Borrovv�r or th�Praperty by a condomin�um association.,homeowners assa�iation or similar organi�a�ion. �L} "E�ectronieFundsTransfer"means an�transfer of funds, other than a transactiQn originated by check, dra�,or sirnilar paper instrumen�,which is�nitiated through an electronic terminal,telephonic in.strument, camputer,ar magnetic ta.pe so as to order, instruct,or authorize a fi.nancial institution to debit or credit an aceount. �uch term in�ludes,but is nat l��mited ta�point-of-sale transfers,automated teller ma�hine #�ransa�tions,transf�rs initiated by telephone,wire transfers,and autamated c�earinghouse transfers. �IIA} "Escro�v Items"means those items that are described in Section 3. NEBRA�KA-Single Family-Fannie MaelFreddie Mac IJNIFORM INSTRkJMENT WITH MERS Form 3428'!l�'I VMP� VMPBA(NE}(1342}.d� Wo�ters Klwver Financia!Services Page 2 of 17 q�335423Q��2 ��33 345 U217