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' 2� 1 ��2324 Any amounts disbursed by Lender under this Section 9 sha11 become additianal debt of Borrower secured by this Security Instrument. These amounts sha11 b�ar in�erest at the Note rate from the date of disbursement � and shall be payabl�,with such interes�,upon notice from Lend�r to Bonower requesting payment. If th�s Security Instrument is on a leasehold,B�rrower shal�comply with atl the provisians of the lease. If Borrower acquires fee title to the Property,the leasehold an�the fee title sha��not merge unles�Lender � agrees to the rnerger in writing. 'I�. Mortgage�nsur�ance.If Lender required M�r�gage Insurance as a condition of making the Loan, �orra�uer shall pay the premiums required�o maintain the Mortgage Insurance in effect. If, for any r�as�n,the Mortgage Insurance coverage requ�.red by Lender ceases to be available from the mortgage insurer tha� pre��ously pro�ided such insurance and Borrower was required to make separately designated payments towasrd the premiums for M�r�gage In�uranc�,Borrawer shall pay the prem�um�required to obtain coverage substantially equivalent to the Martgage Insuranc�previ�usly in effect�at a cost substantially equivalent ta the cost to Borrow�r of th�Mortgage Insurance preyiously in effect,from an a�ternate mortgage insurer se�ected by Lender. If substantialty equivalent Mortgage Insurance coverage is nat available,Borro�er sha11 � continue to pay to Lender the amount af the separate�y designated payments that were due when the in.surance coverage ceased ta be�n�ffect. Lender wi�l accept,u�e and retain these payments as a � non-refunda�le loss reserve�n lieu of Mortgage Insurance. Su�h loss reserve sha11 be non-refundabl�, not�vithstanding th�fact that�he Loan is ul�imately paid in full,and Lend�r shatl not be required to pay � Bori��Wer any int�r�5t nr�a.rniagS�n SUCh 1�55 reS�rV�. Lender ca�no langer requue�ass reser�e payments � if Mortgage Insurance co�rerage�in the arn�un.t and for the per�vd that Lender requires}pravided by an insurer��ected by Lender again bec�mes ava�lab�e, is obta.in�d,and Lender requires separately designated payments tovvard the prerrYiums fvr Mortgage Insur�n.ce. If Lender required Mortgage Insurance as�. coaditian of making the Loan and Borrower was required to make separately designated payments toward the prerniums for Mor�gage In�urance,Borrower shail pay the premiums required to maintain M�rtgag� Insurance in effect,or to provide a non-refundable loss reser�e,until Lender's r�quirement for Mortgage � Insura.nce ends in accordance with any�vrit�en agreement between Borrov�er and Lender pro�iding for such � termination or until termination is required by Applicable Law.Nothing in this Sec�ion 14 affects Borraw�r's ob�igation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender(or any entity that purchases the Note)for certain�osses i�may incur if Barrower does not repay the Loan as agreed.Borrow�r is nat a party to the Mortgage Insurance. Martgage insurers eva�uate their totat r�sk an a�l such i�sura�ce in force from time to time,and may ent�r in�o agreements with other parties that share ar madify their risk,or reduce losses. Thes�agreements are�n t�rms and conditions that ar�satisfactory to�he mortgage insurer and the other garty(or parties}to these agreement�. These agreements may requue the mor�tgage in�urer to make payments us�ng any source of funds th�t the mortgage insurer ma�r ha�r�a�ailable(which may include funds obtained from Martgage Insuranc� premiums). ; As a result of these agreements,Lender,any purchaser c�f the Note,another insurer,any reinsurer,any � other entity,or any aff'��iate of any af the foregaing,may receive(directly ar indir�ctly}arnounts that der��e from�ar might be character�zed as]a portion of Borrower's paymen�s for Mortga�e Insurance, in exchange for sharin�or madifying the mortgage insurer's risk,or r�ducing lasses. �f such agreement pro�ides that an affiliate�f Lender ta�es a share of the insurer's risk in exchange f�r a share of the ' premiums paid to the insurer,the arrangement is af�en termed"captive reinsurance."Further: � � q433S4�153t�9 �233 334 Q9ll � NEBRASKA-Singl�Famiiy-Fannie!UlaelFreddie Mac tJNIF�RM IIVSTRUMENT VIIITH MERS Farm 3028 1101 VMR� VMPfiA�NE)(1342}.� Wolters Kluwer Fi�ancial Services P�ga 9 of 1�