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f 2� 1 ��2324 s�rvices and subsequent charges each time remappings or similar changes oGcur which reasonably might affect such deter�rninat�on or certificatian,Barrovv�r shall also be responsible for the payment of any fees � impos�d by the Fed�ral Emergency Management Agency in cannection with the r�vie�v of any flood 2one ; determinati��.resulting from an objection by Borro�ver. � �f Borr�wer fai�s to mainta�n any�f t�.��a�rerages deser��aed aba�r�,�ender may abta.zn��s�ra��e�a�erage� � at Lender'�option and�orrower's expense. Lender xs under na obligation to purchas�any part��ular�ype or � amount�f co�erage. Therefore,such caverage shall cnver Lender,but mi�h�or might not protect Borrower, �vrr�wer's e�quity in the Property,or�he con�ten��vf the Propert�,against any risk,hazard or liability and migh�provide greater or lesser coverage than was prev�ously in effect. Borrower acknawledges that the cast of the insurance caverage s�obtained might significant�}�exceed the cost of in.surance that Borrotiver coutd have obtained.Any amaunts disbursed by L�nder under this�ect�on S sha��become additiana�debt of � $orrower secured by this S�Gurity Ins�rument, These amaunts shall bear interest at the�Tote rate from the � date af di�bursement and shall be payable,vvith such interest,upon notice from Lender to Barrower requesting payment. All insurance policies required by Lender and rene�al�of such po�ici�s sha11 be subj ect to Lender's right to ; d�sapprov�such pc��i�ie�,shal��nclude a�#andard mortgage clause,and sha11 name Lender as m�r��agee andlar as an additianalloss payee. Lend�r sha11 hav�th�right to hold the pol�cies and renewal certifica�es. � If L�nder requues,Barrotiver shal�grvmptly gi�e to Lender a�i receipts of paid pr�miums and renewal noti�es. If Borrower flbtains any form of insurance caverag�,not oth�rwise required�y Lender,fvr damage to,or dest.ruction of,the Prop�rty, such po�i�y shall inctude a sta.ndard mortgag�clause and sha��name Lender as mor�gagee andl�r as an additionalloss payee. In th�e�rent of los�,Borro�ver sha11 give prompt noti�e to the insurance Garrier and L�nder. Leader may � make proaf af l�ss if n�t made promptly by Borr�wer.L�nless Lend�r and Borrower other�vise agree in , writing,any insurance proceeds,whether or not th�under��ing insurance was required b�Lender, sha�l be agplied to restora�ion or r�pair of�he Prop�rty,if the restoration or repair is econ.om�cally feasible an.d Lender's security is not�essened. During such repair and restora��on period,Lender sha�l have the right to hold such insurance proceeds until L�nd�r has had an opgortunity to inspect such Proper�r t�ensure the ; work has b�en completed to Lender's satisfactionA provided that such inspectian shall b�un�erta.ken prompt��. Lender may disburse praceeds for the rep�irs and res�oration in a single payment or in a series of . � progress payment�as the work is comp�eted. Unies�an agreement�s made in writing or Appticable Law requires interest to be paid on such insu.rance proceeds,Len.der shall not be required ta pay Borrower any interest or earn�ng�on such proceeds. Fees for public adjusters,or other third parti�s,retained by Borro�rer s�.al�not be paid vut of the insuran�e�roceeds�nd sha11 be the�ol�obligation of Borrower. If the restaratian � or repair is not economically feasible or L�nd�r's security would be lessened,the insurance proce�ds shall be agplied to th��ums secured by�his Security Instrument,whether ar not th�n due,with the e�ces�, if any, � pa�d to Borra�ver. Such insur�nce proceeds shall be applied in the order provided for in Sec�ion 2. If Borrower abandons the Property,Lender rnay fi1e,negotiate and set��e any available insurance claim a�d ; related matters. �f Borrower does not respond wi�hin 3U days to a n�tice fr�m Lender that the insurance carrier has offered to settle a claim,then Lender may negotiate and settle�h�c�aim.The 34-day period wil� ; begin when the notice is gxven.In either e�ent,or if Lender acquir�s the�'roperty under�ection 22 ar otherwise��orrow�r hereb}�assigns t�Lender(a}Borrow�r's ri�ht�ta any insurance proceeds in an amount nat ta exceed the amounts unpaid uader the Note or this�ecurity Instrument,and(b}any other of Borr�wer'�rights(other than th�right�o any refund of unearned premiums pa�d by Bar�rawer}under all � insuranee policies covering the Property, insofar as such rights are app��cable to the co�erage of the � � Property. Lender may use the insurar�ce prac�eds either to r�pair or restore the Property or to pay amounts unpaid under�he Note or th�s Security Instrument,wh�ther or not then due. NEBRASKA-Singke Family-Fa�r�ie MaelFreddie Mac LlNIFQRM IN5TRLIMEMT WITH MERS Farm 3428'Ifa1 VMP� VMPBA(NE}(93U2).4� Wolter�Kluwer Finan�ia�Services Page?of�7 q�3354�15349 ��33 334 4711