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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />Q � , kA (Se al) <br />ector M Rubio -Borrower <br />STATE OF NEBRASKA, �^"'. <br />The foregqing instrument was acknowledged before me this is day of - f <br />c0- Co , by Hector M Rubio an aria L Rnbip. - 4 a.vto4 el vicl wi e <br />Witness my hand and notarial seal at traAnd o. ..o LavO' in said unty, the date aforesaid. <br />My Commission Expires: , Obi 9 <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Matt Brazil; NMLS #: 1432733 <br />GENERAL NOTARY -Stab of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Coewn. By. September 8, 2019 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. • 31639 <br />Form 3028 1/01 <br />