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Acknowledgment <br />State of Nebraska <br />County /City of <br />This instrument was acknowledged before me on April 15, 2016 <br />Danielle J Bower <br />Notary Public <br />Kevin Ottman <br />My commission expires: 05/19/2017 <br />FHA Deed of Trust-NE <br />Bankers SystemsTM VMP ® <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY - State of Nebraska <br />KEVIN D OTTMAN <br />,2017 <br />by Micheal L Lynn, <br />201602264 <br />Loan Origination Organization: Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID: 446443 <br />Loan Originator: Kevi n Ottman <br />NMLS ID: 494664 <br />9/30/2014 <br />VMP4R(NE) (1506).01 <br />Page 17 of 17 <br />