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2� 1 ��223� � �f the Laan is subject��a�aw vc�h�ch sets max�mum �van char�es, and tha��av� is fna��y �nterpre��d so�ha� the interes�or��her �nan charges ca��ected or�o be�o��ected in canne��i�n wi�h��e Laa� exceed t�he perm�t�ed��mit�, then: �a� any such �oan charge sha�� be r�duced b��he a�noun�necessary�a re�uce�he �harge to�he perm�tted �imi�; and�h} an� sums already eo1l�c�ed frorn �3orro�wer w�ich e�ceeded perrn i��ed �im�ts wi��be refund�d�a Borrovv�r. L�nder may choose�v�nake�his refun�by r�ducin�the pr�nc�pal avv�d under th�N�te�r hy maki�g a direc�payrr��n��o ��rro�er. �f a refund r�d�ces�rincipa�, the reduc�ian vc�ii� b��r�ated as a parYtia� prepaynaen�wi�hou�a�y prepay�ne��c�arbe��he�her�r no�a prepayment charge i� pr�vid�d for under�h�1�Ia�e}. B�rrawer`�accep�anc��f an� �uc� refund rnad��y dire��pa�men��o Borr��ver vv�ill cons�i��e a�vax�r�r af any righ�of ac�ion �3orrower rni��have arising out af such o►verc�arg�. '��. Not�Ces. All no�ices�i�en by Borro�er or Lender in �onnec�ion vvi�h��i� Security �nstrum�nt mus�be in v�riti�g, ,A►ny�ati�e�c� B�rr��ver in cannec�ion��i�� is Securi�y Ins�run�en�s�all be d��med ta ha�e been �i�en�o Barrav�er v��en n�ailed by firs�class rnail or w�en a��ually deli�rered�o �orrawer's n��addr�ss if sen�b� ��ier�neans. N��ice��any one Borrower shall cvnstitu�e na�i�ce��aIl �orravWers unless �.pplicable Law expres�ly require�o�herv�ise. The no��ce addr�ss sha�� h�Prope�-�y Address un�ess $orrornrer�as d�s�gna�ed a subs�i�u�e noti�e addr�ss�y notice�Q Lender. Borrow�r shall prornp�ly notify L�nder of Borrower's�han�e of address. If Lender specif�s a pracedur�e fo�r repar��ng Borr�w�r'�change of address, �hen Barr�v�er shaI� on�}� report a change�f addre��thrau�h �hat specified procedur�. There�na�be oni� one desi�na�ed no��ce address under this �ecur��y �ns�rurr�en�a�any one time. A.ny notice �o Lender s�a�l be g�ven by de��vering it nr by mai��ng�t by frs��ass ma��t� Lender's address s�ated h�rexn unless Lend�r�as des��nated another address by no�i�e t�Borrower. .�►.ny not�ce in �onnec�ion w�th this S�cur�ty �nstrum�nt sha�� n�t�ae deem�d t�ha�e be�n g��n t�Lend�r unt��ac�ua��y recei�ed by Lender. If ar�y notice requ�red b�th�s S��urity Instrument�s a�so re�u�red und�r,A,pp��cab�e Lavv, �h�Applicab�e La� requiren�en�v�i�� satisfy�he corresp�nding requ�rement under th�s Se�urity �nstrurn��n�. '��. ta€�vert�it�� L�w; Se�er�bi�it�1; F�u�� f �vn�truCti�rt. Th�s Seeurity Ins�rument s�all be g��erned by f�deral la�r and�h�lavv of�he�ur�sd�ct�fln �n wh�ch the Property �s �a�at�d. AI�rights and o�liga�ions c�n��ined in ��.is Se�uri�y �n��rum�nt are subjeet to any requir�men�s and��m�tatians vf A�p��ab��La�, Applicable Law�night exp�icit�y nr �mp��ci��y a��ow the part�es to agree by cvntrac��r i�n�.ig��be si�en�, bu� such sii�nce shall no�be�onstrued as a proh�bit�on agains�agree�ent b}� can��ra��. In��e�v�nt that any pro�isi�n ar clause of this Secur�ty �ns�rument or�he No�e co�flic�s�i��Applica�le La�, such conf�ic�s�a11 not affec�o�her provi��ns�f this Securi�y Instrum�n�or th�Na�e�r�ic�can be giW�n effe�t v��thou��he confl�ct�ng�rov�s�on. .A.s used in this S�curity Ins�rument: (a}wvrd�of��e�nasculine gende�-s�al��-n�an and �nc�ude earr�sponding neuter�vflrds or�flrds of the fem�n�ne gender; �h}v��rds in th�s�ngu�ar sha�� m�an and in�lude�he p�ura� and W��e versa; and�c}the v��rd "ma�if g��es sv�e d�scre�ion vWi��ou�any obliga�ion to tak�any a�tian. '�� orra�e�'� ��py. Barrfl�er sha�� be g�ven�ne copy of�h�Not�and of�his Security �ns�ru�nen�. 18. Tr�n�fer of the Prc��rt� �vr a Benef�cial lnte�r�st in 1'�o�rv�rer. As u�ed in�his �ec�ion �S, "�n�er�s� in the Prop�rty" means an�r �e�a� or ben�f c�a� in�eres� in the Prap�r�y, in��uding, bu�n�� lin�i�ed��, those b�nef��a� �nter�sts transferred in a�ond f�r deed, contra��f�r�eed, insta�l�men�sai�s cQntract or e�crow agreemen�, the�n��nt af which is the transf�r�f t�t�e by Borro�ver a�a fu�ure da�e�o a pu�-chaser. If a�l or an�r part of the Prap�rty�r any �nteres�in�he�r�perty is so�d or tra�sferr�d�o�r if�arro�rer is�o�a na�ural per�on and a ben��c�a� �n��r�st in Borr�wer is so�d vr�ra�sferred}vvi��u�Lend�r'�priar�r��ten cansen�, Le�d�r may requ�re �mmedia�e payme��in fu�� of a�l sunns s�cured�y t�is S�curity �ns�runlent. Hovvev�r, this�p�ian sha�� nat be e�erc�sec�by Len�er�f su�h exereise is proh�b�t�d b�Applxcable La�. 2�16-284394�4 �0�0�97�00�2a7�"135 �4�,� NEHRASKA-Sir�gle Family-Fannie Mae1Fr�#die Mac UNIFQRM INSTRUMENT 1NITH�IERS Form 3�28�lfl� VP�IIP� VMP6A4NE}["�3C?�3 V�falt�s K�uw�r Fir��n�iat Sen��ces 41712�1 fi 1�:23 AM Pa�e��of�l 7