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<br /> THIS INSTRLTMENT PREPAREI)BY: AFTER RE�flRDING RETURN T�:
<br /> Home Feder�i Savings�i Laan Ass�c�atifln of Home Federa�Sav�ngs&Laan Associatio�of
<br /> Grand Island Grand Island
<br /> 221 S�uth L�cust Street �Z1 South Lacust Street
<br /> �RAND ISLAND,NE�S 8U 1 GRAND ISLAND,NE 6S 841
<br /> (5pace Above This Line For Recording�3ata}
<br /> LDAN C3RIGINAT�R��MPANY NAME:Hame Federa�Sa�ngs�Loan Assoc�at�an flf Grand Is�and
<br /> NMLS C�MF�ANY IDENTIFIER: 44G443
<br /> LDAN C�RICINAT�R NAME: Chris Kasl�ie
<br /> NMLS 4RIG�NATDR�DENTIFIER:4946�5 �
<br /> D��I3 �F TRZTST
<br /> (PREAUTII[�RIZED ��PEN END} �REI]IT -FUTURE ADVAN��S Al� SECUTtEI�
<br /> �Y THIS DE�D D�TRUST)
<br /> 7�H�S D�ED �F TRUST �"Security �ns�rume�xt"} �s made on April 5, 2U1G. The gran�ors are R�GER L
<br /> PI3ILBECK and SHIRL�Y J PHII.�BECI�, HUSBAND AND �VIFE, whose address �s 11�3 PLEASANT
<br /> VIE�V DR, GRAND ISLAND,Nebraska�SSO1-B�SU �"Borr�v�rer"�. Borrawer is na�necessar��y�he sarne as�he
<br /> Person ar Persans who szgn�h.e Home Equ�ty Line�f Credrt AgreQment, da�ed Apr��5,2U16�"Cantrac�"�. The
<br /> ab�xgation� of Borrowers wha d�d no�s�gn the �an�ract are exp�a�ned further in the secti�n ti�led Successvrs and
<br /> Assig�as Baund; Join� and Several Liab�l��y; Accommodat��n S�gners. Th� truste� �s Arend 1�. Baack,
<br /> At�arney v�hose address i� P,�.Bn� '79n, Grand Island,Nebraska 68802 �"Trustee"�. The beneficiary is Hame
<br /> Federal Savings & L�an AsSociat��n of Grand Island, vvh��h is arganized and existing under the �aws of the
<br /> Uni�ed States of ,America and tivh�se address is 221 Sauth Locu�t Street, Grand Is�and, �ebraska 6�5�1
<br /> �"Lender"�. R�GER L PHILBECI�and SHIRLEY J pHILBE�I�have en�ered into a Can�ra�t wi�h Lender as
<br /> of April 5,�O1G,under�he�erms�f wh��h Borrower may,from�ime�o�ime,�b�ain advances�x�t�o exceed,at any
<br /> txme, a �**MAXiMUM PRIN�IPAI1 AM�UNT �E�CLUDING PRUTE�TIVE ADVANCES]*** of Five
<br /> Thousand F�v� Hundred and U411�� Dollars �LJ.S. $5,5�D.U4} �"�red��. Limit"}. Any paa�.y interested �n �he
<br /> de�az�s re�ated�o Lender's con�inuing ob�zga�i�n to make ad�ran�es�o B�rro�ver is adv�s�d to consu��d�rect�y with
<br /> L�nder. If no�paid earlier,the sums�vving under F3orr�wer's Can�.rac�wi�h Lender will be du�an Apri�15,2�21.
<br /> Th�s Securi�y Ins�rumen� secures to Lender: �a} �he repayment of �ie deb� under �he Con�rac�, w�th ir��erest,
<br /> includ�ng future advances, and a�� renewals, ex�ens��r�s and modzf ca�ions af�he C�n�ract; �b} the paymer�� of alI
<br /> o�her sums, vvith�nteres�, advanced t� prn��ct�he security �f�his 5ecurity�nstrument ur�der�he prov�s��ns af the
<br /> s�ct�on tz��ed Protect�an of Lenderrs R.�ights in the Property; and �c� the performance of F3orrvWer's covenan�s
<br /> and agreements under�h�s Secur��y Ir�s�rumen�ar�d the C��a�rac�. For th�s purpase, Borravver, �n c�nsidera�ia�.�f
<br /> the deb�and the trus�herein crea�ed, irr�vocab�y gran�s and canveys �o Trus�e�, in�z�us�, vvi�h po�rer of sale, �he
<br /> fa�lovving descri�ed prflperty�ocated in�he CDUNTY of I-�ALL, 5ta�e of Nebraska:
<br /> Address: 11Z�PI.�EASANT VIE�V DR,GRAND ISLAND,Nebrasl�a 688�1-BDSq
<br /> Lega� Descr�p��on: L�T SEVEN �7}, BI.��CI� TW� ��}, PLEASANT VIE�V TWELTH
<br /> SUBDIVISI�N,T�THE CiTY�F GRAND ISLANI�,HALL C�UNTY,NEBRAS�A
<br /> T��ETHER VVITH alI the impravements novv or h�reafter erected on the pr�per�y, and a�� easernen�s,
<br /> appur�ena�ces, and fix�.ures no�vv or h�reaf�er a par� of the proper�y. A1�replacemer��s and additions sha�l also be
<br /> covered by this Se�uri�y �ns�ru.men�. A11 of tihe foregoi�g is referred xo �n this S�curi�ty Instru.men� as the
<br /> "Praperty."
<br /> B�RR�WER ��VENANTS that Borrawer is �av�full�r sez�ed af�he esta�e hereby c�nveyed and has the rzgh�to
<br /> gran� and convey �he Prop�rty and �ha� �he Pr�per�y is unencumbered, except for encum}�rances af record.
<br /> Borrau�er warran�s and vtrill defend genera��y the �itle �o �he Property against a11 c�aims and demands, sub,�ect ta
<br /> any encwmbrances af record.
<br /> Borro�ver and Lender cavenant and agree as f�l�ows:
<br /> C�2404-241 S Gampiian�e Systems,�nc.SC54-FEBE-2�I5.11.3.I�98
<br /> Cansumec Real Estate-Security Ins�n�ment DL2�3d Page 1 of 5 www.�ompliancesystems.com
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