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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />My Commission Expires: —. 2019 <br />?(o • Public <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Doug Fierer; NMLS #: 419112 <br />IDS, k,c. - 31 639 <br />Hall <br />- Witness <br />Candace G Rinkol <br />County ss: <br />12 April <br />instrument was acknowledged before me this day of ri <br />, by Jerome R Rinkol aosl Candace Q Rinkol. <br />Witness my hand ___ notarial seal r s and in said County, the date aforesaid. <br />g <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. E. September 8, 2019 <br />201602174 <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA Single Family- Fannie MaeFreddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />