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m <br />-n <br />t'? z <br />rrr 3> ill <br />ri n <br />7C = <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 13 <br />IDS, Inc. - 31639 <br />DEED OF TRUST <br />c.) <br />'Tl <br />r Cr) <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68803 <br />t This instrument was prepared by: <br />Exchange Bank <br />dii 1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68803 <br />402 - 328 -8527 <br />[Space Above This Line For Recording Dataj <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 12, 2016, together with all Riders to this <br />document. <br />(B) "Borrower" is Jerome R Rinkol and Candace G Rinkol, husband and wife. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of NEBRASKA. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68803. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is West Gate Bank. <br />Trustee's address is 6003 Old Cheney Road, Lincoln, NEBRASKA 68516. <br />(E) "Note" means the promissory note signed by Borrower and dated April 12, 2016. The Note states that Borrower <br />owes Lender SIXTY-EIGHT THOUSAND AND NO /100 Dollars (U.S. $68,000.00) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2036. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />Form <br />� 3028 1/01 <br />Borrower(s) Initial(/ <br />