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2� 1 ��21 � 1 <br /> 2�.Adjus�ablcwRa��Fea�ur�. U��de�-t��e Nat�,the initia� �tated in�erest rat��f 3.�61`%v wh��h acc�ues <br /> on the unpaid princ�pai �a�ance�"Initia� �n��res�Rate"�is subj�;c��o cha����,a�de�cribed b�lo��v. V�]�h�n <br /> the in�eres�rate change�a�he��ew a��us��d inte�•est ra�e will be appli�d to�he total ou�s�and�n�principal <br /> balan�e. E�.ch adjus����e1�t�a t��e i��te�est�•�t����ill be bas�d ����t���th�a���r��be a��i�7terba�� offe�•ed rates <br /> fa�-o��e--�ear L.S.dollat•denot�����a��d d��osits �r��h� L,ot�d���� ��a��ket�:`��IBO�Z"},as p��blished ii��l l�e <br /> Wall S�ree�.�ourna��``���d�x"}, i•o����d�d to t���•ce di����s�o��i� ri��7�c�ft��c�d�cim�.l point, ����s a��na�-�ii�. If <br /> �l�e ���dex is no ton�e�•a���l�bl�, Lendex•�vill be��c�c.��.�i��ec�t� us�;�ny i��d�:� ���-�scrib��.� by tl�� ll��at-�r���n� <br /> of H�usi���a��d Urban �ev�lo�x��en�. I.�G17C��'�1�'1'1ll�i��Bt��-i•o�.��er�i-�o�ice of��e�� ii�d�,x. <br /> Lender wi��perform tl�.�calcula�r�ns d�scribcd b��o��ta c�e��rmin��he new adjust�d i�1�e�-est rat�.The <br /> int��•es�rat�€na����anae or�April 1,2417 and�n �hat d���af eact�suc�e�t�ing year. "��an�e I�at�" <br /> �neans each date i�whi�h the rn�e�•�st rate could c��anbe, <br /> The��a1ue c�f th� �nde�:���11 be deter�l�inr�c�, us�n����e 3r�ost 1-ec���t It�d�� �i�u�-e a�.FaiI�b�c thia•�v��Q�days <br /> bef��•��he�hange Date�,��u�•x•e���Ir�dex"}. �3efo�•�each�:��aa��e,D�te,th�new in�er�st�a�e will be <br /> calcula�ed b��adding a���ar�i���a the�«�•z•���t�ndex.TI��sum of th�r7��.r�ii�pl��s�he C�t•��eza�I���ie� w�l� <br /> be cal�ed th�"�al�ulated�n�e�-est�a�e" for eac��Cl�a��g� Date.Th���.�eulated�n��t�est R��e�n�il� b� <br /> ca���.pared to�l�e in�eres�rate in�ffect i������.edia��ly pz�ior to ti��curr�i��Cha�z�e �Ja�e�the "F�is�iz�� <br /> Interest Rate"}. <br /> TI�.e Calcula��d I���er�st Rate car���a��e��-�o�•e�ha��?.��erc���tage p�i��ts h��he�-oi- �o���r�l�a��t��e <br /> Exisfit�� �n�eres�Ra�e, n�r ca�� i�b�lnorc t��ai�5.� p��-�ent��e poi���s��ighe�•a�-lawez•th���the I��i�ial <br /> lnte�-es�Ra�e. <br /> 7`h��alculat�d Int�rest�at��vill b�ad�u���,� if f�ecessa�-}��c}Go�z�ply�n��ith t���ra�� �i���i�a��t����s�de5c�-ibed <br /> abo�e and����1 be i n�t��c�ux��i�th�nex��:��an�� �]at�. A����y ehai��e da�e, i f��Ze Ca��u l ated �n te res� <br /> Ra�e equals�he E�.isti��Ip�erest Rate,�h�in��res��-a�z ���ill ���t c���.r���. <br /> �7. Recan►v�yance. vrpon payil�en�af a��su�ns secc����d by tl�is Sec���•ity� ���.s�r�����ent, L�nde�-shal� ��ec�ues� <br /> �r��s�ee to re-eor��e���he Pz•o�ert�F ai-�d S��al� sL�r�•ender�his Sc�c���•��y Ins���ument a��rd al�x��ates�videne�ng <br /> debt sec�ired by tl�is S�curi�y �ns�rui�nent�o T1-��st�e. T�-L���e�sl�all r��onv�y�1�� ��•ope�r�y���tha�i� <br /> warra�l�y tQ���e p�rso��or pe�•s�z�s le�ai��e���z�led 1:o i�. Sucl�per�o��oz•pers�n�s��all pay an���•ecordat��n <br /> casts. Le��der���ay Gha�•�e suc11 p��-so��o�•pers���s a fee f'o�• �•ec���v�y�����lze Pt•op��•�y,bui���ly �Cth� fee <br /> i�paid�a a�hird par�y�su�h as tl�e Truste��for s�s-��ces rc�7d�rcd arad �he cl�a�-�ina af�he fe�is p�rmz��ed <br /> under appli�a��le law. <br /> 2$.Subs��ture Trustee,Lendez•,at�ts o�tion.�11a� �'ro���ti���c�n�����e re���ov�Trustee and appoin�� <br /> su��essor tru�t.ee��any T�-uste� ap�ain��d ��e�•�und�r by an ins�t-u����nt r�eorded in t��e co�Y��ty in�.�hi�h <br /> �Ilis Securi�y Instr•ulnent is�•ec��•ded. V�'i�h�ut con�eyanc�of�he Pr•ape�•�y,�l�e succes�o�•t�•us�e�s��al] <br /> su�ceed�a all�he ti��e,poti�er a���duti�s�onf�r�cd u�ot�T�•u��ee h��•�i���nd b����plicab�e law. <br /> 29. Reques�for Nnticcs. B��i.R�1��VE��Z HERF;�3Y' f���.�U�:STS T�C�7�, UNL.r.SS C.�"�"I..-�Ek��S� <br /> PRE��RI�.CD BY�A'W,A GC�PY QF ANY�NC�`�����C3C�� ��FAL{LT(�R I�C�'�'I��=.���`SAI�� <br /> PUT�SUANT T�T�-��E N�N�UD��IA�1 F�F�CC���SL R�����r��rs r����D�F rrRUSrT BE M�1r��D <br /> TC�B�RI�C]�VER AT S�RR�WER'S MA�LIN��Dl��k�SS S�T"�~nRTI--� ���R�IN. <br /> 3�. Riders to this Securitv Instrumen�. Ifo��e ot•i��.ore �-id�rs�re ex�cuted ����3or�•a���er a��d recc�r�ed <br /> Y .� <br /> �obe�hex•v��th tih�� Secu�•i���r Inst���.����en�,����{:�V�11c�I`��S U��cl[;h�i.iC�l�"IC��I"S�'la�� �3L 1nCQI•�ara��d i���o�.nd <br /> �ha�1 a�nend and supp�e�nent t��e covc��a��ts and a;��•e��n���ts of���ts Se�:�u�ity I��strurnent as if�he rider�s} <br /> �'ai:;c l 1 tff 1�# �I C:C'I�I f=ia�si D�iti�]f"I�rt=.�t-?U 1� <br />