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2� 1 ��215� Borra�er)under a�l�nsurance polici�s covering the Property, insofar as such rights are applicable to�he caverage of the Property. Lender�nay use the insurance�roceeds either to repair or restore the Progerty �r to pay amvunts unpa�d under the Note or th�s�ecuri�r Instrument,whether or not then due. �. �ccupar�cy,Barro�er s�ha11 o�ccupy, es�a�lish, and us�#h�Property as Borrower's principal residen�e vvithi�6�days after the execution af this Security In.strun�ent a�d sh��l continue to occ��y the Property as Borr�v�er's pr�ncipal residen�e far at least on�year af�er the date of oceupancy,unless Lender determine�that this requirement sha11 cause undue hard�hip for the Bvrrower or unless extenuating ��rcumsta.nces e�ist�hich are b��ond�orrovver'�control. T. Preservat�or�,�Aaintena�ceand Pratectionof the�rvperty;Inspections.�orrower shall not destro�,damage or impair the Froperty,allow the Praperty to deteriorat�or commit wast�on th� PrQperty. Barrower sha11 rnainta,in t�e Property in order to pre�eat th�Property fr�m de�eriora��ng ar decreasing in va�ue due to�ts condition.Unl�ss��s�etermined pursuant ta�ection S that repair or restoration is not econamiGally feasibte,�orrvw�r shall prvmptl��epa�.r the Fropert�r if damaged to av�id further deterioration ar damage. If insurance or condemnation procee�s are paid in con.nection with�amage to the Praperty,Borrower sha11 be respons�ble for repairing or rest�rin�the Froperty only i�'Lende�has relea�ed proceeds f�r suc�purposes.Lender ma�c�isbur�e praceeds for the r�pau-s and restora�ion in a sing�e payment or in a series of progress�aynnents as the�vork is completed. If the �nsurance or condemnation proceeds ar�not sufficient to repair oi restvre the Property,Borrower is not relieve�.of�orrower'�ob�i�ati�n for��e completifln of�uch repa�r or restorati�n. If condemnati�n proc�eds are paid in con.nectio�with the taking of the property,Lend�er sha1�app�y such pr4ceeds ta th�reducti�n�f th� in.debtedness u�.der the�Tote and this Se�uri�In.stru.m�ent,first to any delinquent amounts,and then to payme�a�of principal.Any application of the proceeds to the principa� shal�nat extend�r postpon�the due date�f the manthly�a�rnents or change�he amount of such payn�ent�. Lend�r o��ts agent may ma1�e r�asv�a�ble�ntries upon and insp�ctions of the Propert�.�f i�has reasanable cause,Lender may inspect the inte�ior of th�improvements on the Property.Lende�sha11 give Borrower noti�e at the time of ar pr�or to such an interior inspection specifying su�h reasonable cause. $. 8�rrovr►er's Lvan Application.Borro�ver sha11 be in defaut�if, during the Loan app�ication proce�s, �orrower or any person.s or entities acting at the direction of��rrower or w�th Borrower's kna�v�edge ar cons�nt gave materiall�r false,rr��sreading,or�na�cu.�at�information or s�teme�.t��a i,en�ler��r fai�ed to pr�v�de Lend�r with material xnformation}in connection with the Loan.Material representatior�s include, but are not Iimited to,repr�sentations cancerning Borrower's occupancy�f the Property as Borrower's �ri�cipa�re�idence. 9. Pratectivriof L+�nc�er's�nt�rest in the'Propertyand Ric�hts Und�r this Se�urity instrument.If (a)Borrower fai�s t�perform the co�venants and�g�reements�vnta.ined in�h�s Security In.strurne�t,�b} there is a legal proceeding that might�ignif�ant�y affect Lender's interest in the Propeity andlor rights under this Security Instrum�nt�such as a proceed�ng in bani�ruptcy,probate, for candem.nativn or forfeitur�,for e�.farceme�t of a�ien�hich.r�xa�attain prior�ty vver�hi�S�curity Ins�rument ar to enforc� laws or regu�atians),or(c}Barrower has aban.daned the Property,then Ler�der may do an.d pay for whatever��reasonable or apprapr�a�e tv pratect Lender's interest�n the Frapert�r and r�ghts under this �ecurity In.�trumen�.,in��u�.ing protecting an�.for a�sessing the value of the Property,and securing andJor repairing the P�ope�-�y. Lender's actxons can include,bu��.re not limit�d to: (a3 paying any surns secured FHA Deed of Tru�t With MERS-NE 913U1�414 Bankers Systems*� VMP� VMP4N(NE)[15�B).�4 Wolt�rs Kluwer Financia!Services Page S of 1� q433529z3047 ��33 3�7 481?