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2� 1 ��215� <br /> �C� "Lender"is C�U��k�n L��nS InC. <br /> . <br /> L�nde�r is a ��4�'��r���4ri <br /> organized and�xisting under the�aws of th e S t a te o f M��h�g a n . <br /> Lender's a�dress is la�Q �oodw�►rd Av�, D��roi t, MI 4�2��-19�� <br /> �I�) "Trustee't is F 1 r S t A�'n e r�c a n T�t�e <br /> tE} "N��S"is 11�Io�tgage Etectronic Registration Systems, Inc. MEi�S�s a separ�te corpora�i�n tha��s <br /> acting so�e�y as�norninee for Lender and Lender's successars and assigns. MERS is the ber�eficiary <br /> under this Securi�Instrument.MERS is organized and�xisting under the laws of Delaware, and has <br /> an address and tel�p�one number of P.�. Bax���6,Flint,MI�8SQ 1-��2d,tel. (888}679-MERS. <br /> �F] "Note"means the pr�missory nate sign�d by Borrower and dated A�1"1� �, ��1� . The Note <br /> states that Borro�ver owes Lender ��� H�lndr�d F�fty Th�t�Sd�1� Ffll��' Mundr�d E��ht� <br /> E�ght and ��11�D <br /> Do��ars(U,5. $ ���,4$$.�� }plus interes�. Barrawer has prom�sed to pay thx�debt in regu�ar <br /> P�riodic Pa�met��s a�nd�o pay'the d�bt in full n�t later th�.n �c�� 1, 2 fl�� . <br /> �G] "Prv�er#y"means the prvperty that xs�escribed b�1o�v under t�he heading"Transfer of Rights�n th� <br /> Propert�." <br /> �H) "L�an"means the debt evidenced b�the Nate, p�us �nte�est, and tate charges due under the I�Tote, and a�l <br /> sums due und�r this Se�ur�ty Instrument,plus int�r�st. <br /> �I} "I�iders"r�eans a11 Riders ta this ��curity Instrument that are exeeu�ed by B�rrower. The fa����ing <br /> R�ders are to b�executed by Borrovver[check box as app�icable]: <br /> ❑Adjustable Rate l�ider ��ondam�nium Rider [� Planned Un�t Development Rider <br /> ��ther �e�a 1 At��c h ed <br /> ❑I�ehab�litation Loan Rider <br /> �J} "Applica�le Law"me�.ns all contra�ling�app�icab�e federal, state and local s�atu�es,regulations, <br /> ordin.ances a�nd ad�inistrative rules and arders(that have the effe�t�f law}as well as a��app�icable firx�.1, <br /> non-app�alable judicial opinions. <br /> ��� ii��mmunity Ass�ciatxon Dues, Fee�, �nd Assessments"means aIl dues, fees, assessment�and other <br /> charges that ar��mposed on Borraw�er or the Property by a cQndominium associati�n.,homeo�ners <br /> association or simi�ar organization. <br /> �L} "Electrnni�Funds Transfer"means ar�y transfer af funds, other than.a transactian or�ginated by check, <br /> dra�,�r s�mi�a.�paper i�t�ument,wh�ch.��initiated through an e1�ct�oni�terminal,teleph�n�G <br /> instrument�CompUter,or magnetiC tape So as�o order, inStruCt,�r authorize a finanC�a�institution ta <br /> debit ar credit an account. Such�erm�nc�udes,but is not Iimited to,point-of-sale transfers,automa�ed <br /> t�l�er machine�ransacti�ons,transfers initiated�y telephon�,wire transfer�,and automated�learinghouse <br /> transfers. <br /> FNA Deed of Trust With MERS-NE 913�124�4 <br /> Ba�kers SystemsTMt VMP� VMP4N�NE}�15QS}.44 <br /> Wotters Kluwer Financial Services Pag�e 2 of 17 <br /> qt�335�923047 0�33 327 �21� <br />