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2� 1 ��2134 <br /> �C� "Lender"is�U1 Ck�n Loans I�1�. <br /> . <br /> Lender is a �arpor�t�on <br /> nrganized and exis�ing under the laws vf t h e S t a te Q f M i c h i g a n . <br /> Lender's a�dress is �.��� WDD�1W�r� AVe, D�tr�i t, MI 4$�2�-19d� <br /> . <br /> 4�} H�rru�tee*��� F i r s t Arn�r�c a r� T i t�e <br /> . <br /> �E} "1VIER5" is Martgage E1�ctron�c Reg�stratian Systems� Inc. MERS is a separate carporation tha���ac�ing <br /> so�eiy as a norninee for Lender and Lender's sucee�sors and assigns. MERS is the benef�iary under this <br /> Security Instrument. M�RS is organized and�x�st�ng under the�aws af Delaware, and has an addres�and <br /> t�lephone number of P,�. Box 2�Z�,Flint,MI 48541-2�2G,tel. �88��6'�9-11���5. <br /> . <br /> �F} "Note" means the pr�missory not�signed�by F3orrower and dated Ap r� 5, ��1� . The Nate <br /> sta.tes that Borrawer owes Lender Q n� H U�l d�'�C� N�n�t� T�11"�� T�]�U S a p d �1 iC <br /> l�un�re� an� �D�1�� <br /> Dallars�IJ.S. $ 1��,���.0� }p�us interest. B�rro�er has promised to pay this debt in regutar <br /> Per�vd�c P�yments and�o pay the debt in fu11 not later than A�r 1 � 1, ��4 5 . <br /> �G} "Property"means�he pr�perty that is descr�bed bel�w under the heading"�'ra.nsfer of Rights in the <br /> Propert�" <br /> �H� "Lo�n"rmeans the debt evidenced by the Note, ptus interest, any prepayment charges and 1at�charges due <br /> under the Nate,and a11 sums du�un.der this Security�nstrument,plus interest, <br /> �I} "Riders"means a�l Riders t�this Security Ins�ru.ment that are�xecuted by Borrower. The follow�ng I�iders <br /> are to be executed by Borro�ver�che�k b�x as app�icable]: <br /> ❑Adjustable R.ate Ric��r a�ond�m��aium Rider 0 Second Home Rider <br /> �Ball�on Itider ❑Planned Unit De��lopment Rider ❑ 1-�Family R.ider <br /> �VA R.ider �Biweekly Payment Rider ��ther(s}�sp�cify� <br /> Legal Attache� <br /> ��] "A��Ii����eLaw" means all cont�rol�ing applicable federal, sta�e and local�tatu�esA regulatians, <br /> ordinances aad administrative ru�es and orders(that ha�e the eff�ct of�a�}as vve11 as a11 applieab�e final, <br /> non-appealable judicial opinions. <br /> �K} "�om m u nity Assaeiativn Du�s, Fees,and�Issessments"means a11 dues, fees, assessments and other <br /> charges that are impased on Borrower or the Property by a condominium association,homeowners <br /> association ar similar organiza�ion. <br /> �L} "ElectronicFundsTransfgr"n��ans any transfer of funds, other than a transaction originated by check, <br /> dra#�,ar similar�aper instrument,wh�ch is initiated through an electranic ter�minal,tele�honic instrument, <br /> computer,or magnetic tape so as to order,instruct,or authorize a f�nancial institution.�v debit or credit aa <br /> accaunt. �uch term includes,but is not limited to,p�int-of-sale transfers,autpmated teller mach��.� <br /> transactians,transfers initiated by te�ephon�,�vire�ransfers,and automate�d cte�ringhouse transfers. <br /> {AA} "Eseraw It�ms"means those iter�ns that are des�ribed in Sect�on 3. <br /> NEBRASKA-Single Fami�y-Fannie MaelFreddie Mac UNlF�]RM�NSTRUMENT WITH MERS Fat�m 3428 1101 <br /> VMP� VMP6A(NE}�1342},04 <br /> Wolte�s Kf�►n►er Financiaf Services Page 2 of 17 <br /> ��33535�57�9 OZ33 335 �Z17 <br />