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2� 1 ��2��5 Any amounts disbursed by Lender under this Section 9 shall become addi�ian�l debt of Borrower secured by �his Security Instrument. T�aese amounts shail bear interest at the Note rate fram the date of disbursement and shall be payable,with s�ch interest,upon notice from Lender to Barrowex requesting payment. If this Security Instrum�nt is an a leasehold,Borrower shall comply wi�h all#he provisians of the l�ase. If Borrower acqu�.res fee�itle to the Property,the leasehold and the fee title shal�not merge unless Lender agre�s t�the merger in�vriting, 1�. Martgage Insurance.If Lender requu'ed Mortgage Insurance as a c�ndition of making the Loan, Borro�ver shall pay the premiums re�uired to mainta.in the Mortgage Insurance �n effect. If, for any reason,the Mortgage Insurance coverage required by Lender ceases to be availa�le from the mortgage insurer that pre�ious�y pr�vided such insurance and Borrower was required to make separately designated payments toward th�premiums for Mortgage Insurance, Borrov�er sha11 pay the premiums requi.red to obta.in coverage substantially equivalent to the Mortgage�nsurance previously in effect, at a cost substantially�qui�alent to the cost to Borrower of the Mortgage Insurance pre�ious�y in effect, from an altemate mortga�e insurer se�ected by Lender, if substantially equivalent Mortgage�nsurance coverage is not a�ailable, $orrower shall continue�o pay to Lender the amount of th� separa�ely des�gnated payments that were due when the insurance caverage ceased to be in effect. Lender v�ill accept,use and reta.in thes�payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reser�e�ha�l be non-refundable, no�withstand�ng the fact that the Loan is ultimately paid in fullg and Lender shail not be required to pay Borrower any intere�t or earnings on such loss reser�e. Lender can no longer require l�ss reser��payments if Mor�gage Insurance cov�rage(in the amount and for the period that Lender requires}provided by an �nsurer se�ected by Lender aga�n becomes awai�a��e, �s obta.�ned,and Lender requ�res separate��designated payments toward the premiums for M�rtgage Insurance. �f Lender required Mortgage Insurance as a condition of rnaking the Loan and Borrower was required to make separately designated pa�rments toward the premiums for Martgage In�urance,Borrotiver shall pay the premiums required to maintain Martgage Insurance in effect,or to provide a non-refundab�e loss r�serve,until Lender's requuement far Mor�gage Insurance ends in accordance with any written agreement between Borrovv�r and Lender providing for such termination ar untii termination is reyuired by Applicabie Law. I�othing in this Section ��affects Borrower's ob�igation�o pay interest at the rate pr�vided in the Note. Mortgage Insurance reimburses Lender��r�.ny�ntity that purchases th�1�Tote} for certain Iosses it may incur if Borrower does not repay the Lnan as agreed. Borr�wer is not a party to the Mortgage Insuranee. Mortgage insurers eva�uate theis total risk on a11 such insurance in farce from time to time, and may enter into agreements with other par�ies that share or modify their risk,or reduce losses. These agreemen�s ar�an terms and condit�ons that are satisfactory to the mortgage insurer and the other party(or parties)to these agreements. These agreements may requue the mortgage insurer to make payments using any source of funds that the mortgage insurer may have a�ailable(which may include funds abtained fram Mortgage Insurance premiums}. As a resu�t af these agreements,Lender, any purchaser af the Note,another insurer, any reinsurer, any other entity,or any affiliate of any of�he foregoing,may recei�e [directly or indirectly}amounts that derive from��r might be characterized as}a partion of Borrov��r's payments for Mortgage Insurance, in exchange for sharing�r modifying the mortgage insurer's ris�k,or reducing losses. �f such agreement provides that an affiiiate of Lender ta.kes a share nf the insurer's risk in exchange for a share of the premiums paid to the insurer,the anangement�s often term�d"captive reinsurance." Further: q�33�3543283 4�33 3�8 �917 NEBRASKA-Single Family-Fannie MaelFreddie Mac L1NtF�RM INSTRLIMENT WITH MERS Form 3428�l�1 VMP� VMPfiA[NE}(93�2}.4� Walters Kluwer Financial 5en�ices Page 9 vf 17