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"A" attached hereto and incorporated herein by reference. 20160202 TOGETHER WITH all rents, easements, appurtenances, hereditaments, interest in adjoining roads, improvements and buildings of any kind situated thereon and all personal property that may be or hereafter become an integral part of such property. The property and the entire estate and interest conveyed to the Trustee are referred to collectively as the "Trust Estate ". FOR THE PURPOSE OF SECURING: a. Payment of indebtedness in the total principal amount of $200,000.00, with interest thereon at the rate of 5% per annum, as evidenced by that certain Promissory Note of even date ( "The Note ") with a maturity date of April 1, 2018, executed by Trustor, which has been delivered and is payable to the order of Beneficiaries, and which by this reference is made a part hereof, and any and all modifications, extensions and renewals thereof; b. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest at the rate of 10% per annum (default rate). This Deed of Trust, the Promissory Note, and Security Agreement and any other instrument given to evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as the "Loan Instruments ". TO PROTECT THE SECURITY OF THIS DEED OF TRUST: 1. PAYMENT OF INDEBTEDNESS. Trustor shall pay when due the principal of, and the interest on, the indebtedness evidenced by the Note, charges, fees and all other sums as provided in the Loan Instruments. 2. REAL ESTATE TAXES. Trustor shall pay the annual real estate taxes to the Hall County Treasurer before the taxes become delinquent and shall furnish tax receipts to Beneficiary on or before May 1 and September 1 each year. 3. INSURANCE AND REPAIRS. Trustor shall maintain fire and extended coverage insurance insuring the improvements and buildings constituting part of the Trust Estate for an amount no less than the amount of the unpaid principal balance of the Note (co- insurance not exceeding 80% permitted). Such insurance policy shall contain a standard mortgage clause in favor of Beneficiaries and shall not be cancelable, terminable, or modifiable without ten (10) days prior written notice to Beneficiaries. Trustor shall promptly repair, maintain and replace the Trust Estate or any part thereof so that, except for ordinary wear and tear, the Trust Estate shall not deteriorate. In no event shall the Trustor commit waste on or to the Trust Estate. 4. ACTIONS AFFECTING TRUST ESTATE. Trustor shall appear in and contest any action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiaries or Trustee, and shall pay all costs and expenses, including cost of evidence of title and attorney's fees, in any such action or proceeding in which Beneficiaries or Trustee may appear. Should Trustor fail to make any payment or to do any act as and in the manner provided in any of the Loan Instruments, Beneficiaries and /or Trustee, each in its own discretion, without obligation, may make or do the same in such manner and to such extent as either may deem necessary to protect the security hereof. Trustor shall, immediately upon demand therefor by Beneficiaries, pay all costs and expenses incurred by Beneficiaries in connection with the exercise by Beneficiaries of the foregoing rights, including, without limitation, costs of evidence of title, court costs, appraisals, surveys and attorney's fees. Any such costs and expenses not paid within ten (10) days of written demand shall draw interest at the default rate provided in the Note. 5. EMINENT DOMAIN. Should the Trust Estate, or any part thereof or interest therein, be taken or damaged by reason of any public improvement or condemnation proceeding, or in any other manner including deed in lieu of Condemnation ( "Condemnation "), or should Trustor receive any notice or other information regarding such proceeding, Trustor shall give prompt