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201602030 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />'Fra 10 tn., 0 t9 �►'110.43.1 (Seal) <br />Franklin 0 Gonzalez - Borrower <br />1 Co4YlrZo►t Z (Seal) <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall <br />Erika K Gonzalez - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />On this 4 th day of April, 2016 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Franklin 0 Gonzalez AND Erika K Gonzalez Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his /her /their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: September 27, 2017 <br />AmICL Otto <br />GENERAL NOTARY -State of Nebraska <br />AMY L OTTO <br />n--- My Comm. Exp. Sept. 27, 2017 <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 -MERS 9/11 Page 13 of 13 <br />-Notary Public <br />