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<br />MOUNTAIN WEST FINANCIAL, INC.
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<br />1902 ORANGE TREE LANE #140
<br />REDLANDS, 92374
<br />200102484
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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made MARCH 20, 2001
<br />ANGELA M. ESPINOZA, A SINGLE WOMAN
<br />FIRST AMERICAN TITLE INSURANCE COMPANY
<br />ESPINOZA
<br />LOAN NW®8R: 05107026
<br />CASE NONSSR: 321 - 2107346 - 703
<br />. The trustor is
<br />('Borrower "). The trustee is
<br />( "Trustee "). The beneficiary is MOUNTAIN WEST FINANCIAL, INC.
<br />a corporation which is organized and existing under the laws of
<br />CALIFORNIA , and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902
<br />ORANGE TREE LANE #140 92374 ( "Lender "). Borrower owes Lender the principal sum
<br />of FIFTY -EIGHT THOUSAND FIVE HUNDRED THIRTY -SEVEN AND 00 /100
<br />Dollars (U.S. $ 58, 537.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />APRIL 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in HALL County, Nebraska:
<br />— al- - 4eanty- -NebraskEr
<br />Part of I,ot One (1), in Block TW (2), in Axt & Hagge's Addition to the City of Crand Island,
<br />Hall County, Nebraska, more particularly described as follows, to wit: Comnmcing at the
<br />southeast corner of said lot, and running thence north along and upon the east boundary line of
<br />said lot for a distance of 43.5 feet, running thence in a westerly direction to a point on the
<br />west boundary line of said lot, whi.rh point is 41.5 feet north of the southwest corner of said lot
<br />running thence south on the west boundary line of said lot a distance of 41.5 feet, to the
<br />southwest corner of said lot, running thence east on the south boundary line of said lot for a
<br />distance of 65 feet, to the place of beginning.
<br />which has the address of 212 SOUTH KIMBALL AVENUE, GRAND ISLAND
<br />Nebraska 68801 [zip Code] ('Property Address ");
<br />[Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is
<br />referred to in this Security Instrument as the 'Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />FHA Nebraska Deed of Trust - 2191
<br />oocu2NEI Page I of 6
<br />DOCD2=1 .VTZ 12/21/2000
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<br />ESPINOZA
<br />LOAN NW®8R: 05107026
<br />CASE NONSSR: 321 - 2107346 - 703
<br />. The trustor is
<br />('Borrower "). The trustee is
<br />( "Trustee "). The beneficiary is MOUNTAIN WEST FINANCIAL, INC.
<br />a corporation which is organized and existing under the laws of
<br />CALIFORNIA , and whose address is 1902 ORANGE TREE LANE #140 REDLANDS, 1902
<br />ORANGE TREE LANE #140 92374 ( "Lender "). Borrower owes Lender the principal sum
<br />of FIFTY -EIGHT THOUSAND FIVE HUNDRED THIRTY -SEVEN AND 00 /100
<br />Dollars (U.S. $ 58, 537.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />APRIL 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
<br />grant and convey to Lender the following described property located in HALL County, Nebraska:
<br />— al- - 4eanty- -NebraskEr
<br />Part of I,ot One (1), in Block TW (2), in Axt & Hagge's Addition to the City of Crand Island,
<br />Hall County, Nebraska, more particularly described as follows, to wit: Comnmcing at the
<br />southeast corner of said lot, and running thence north along and upon the east boundary line of
<br />said lot for a distance of 43.5 feet, running thence in a westerly direction to a point on the
<br />west boundary line of said lot, whi.rh point is 41.5 feet north of the southwest corner of said lot
<br />running thence south on the west boundary line of said lot a distance of 41.5 feet, to the
<br />southwest corner of said lot, running thence east on the south boundary line of said lot for a
<br />distance of 65 feet, to the place of beginning.
<br />which has the address of 212 SOUTH KIMBALL AVENUE, GRAND ISLAND
<br />Nebraska 68801 [zip Code] ('Property Address ");
<br />[Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a
<br />part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is
<br />referred to in this Security Instrument as the 'Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the
<br />debt evidenced by the Note and late charges due under the Note.
<br />FHA Nebraska Deed of Trust - 2191
<br />oocu2NEI Page I of 6
<br />DOCD2=1 .VTZ 12/21/2000
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