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201601993 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Condominium Rider. <br />/ (Seal) <br />Russ 11 C Vowers - Borrower <br />Kathleen A Vowers <br />eal) <br />- Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />MULTISTATE CONDOMINIUM RIDER - Single Family Fannie Mae /Freddie Mac UNIFORM <br />INSTRUMENT Form 3140 1/01 <br />VMP ® -8R (0810) Page 3 of 3 <br />