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2� 1 �� 1945 under th�s Sec�xrit�Instrumen�unless Lend�r agrees�o such re�ease in wri�ing. The cavenan�s and agreements of this 5ecur�ty�nstrument sha��b�nd �excep�as pro��ded�n Sect�an 2�} and b�nef��the suecessors and ass�gns af Lender. 14. Laan Charges. Lender may charge Borrower fees for sexvices performed in cannect�nn with Borrower's defau�t, far �h� purpose �f pro�ec��ng Lender's �nterest zn the Property and rights under th�s Se�ur��y �nstrumen�, �n��uding, but not��m�ted to, attorne�s' fees,praper�y inspection and va�ua�ion fees. �n regard to any other fees, the absence of express au�h.or��y in�his Secur�ty�nstrument t� charge a spe��f��fee�o B�rrower shal�nat b�canstrued as a prahi��t�on on the charg�ng of such fee. Lender may not charge fees�hat are expressly prohib��ed by�his Secur�ty Ins#rument or by App�i�ab�e Law. If�he Loan is subjec��o a�avv which se�s max�mum l�an charges, and tha��av�r�s fina��y interpr�ted sa that�he �n��res��r other Ioan charges c��c�ed or to be co��ected in conne��vn vv�th the Loan exGeed the permi��ed ��m�ts, then: �a} an�such�oan charge shal�be reduced by the amount ne�essary ta r�duce the charge to�he permi�ted��mit; and �b} any sums a.�r�ady co�Iec�ed fr�m Borr�wer�t7vh�ch exceed�d permit�ed �im�ts w�I� be r�funded to Borr�wer. Len�er may chaose t�make�his refund�y reducing�he pr�nc�pal awed under�e Note or by making a d�r��t payment to Borrav�rer. If a r�fund reduc�s princ�pal, the r�ductian w�� e treated as a part�a� pr�paymen� v�rit�hout any prepayment charge �wh�ther or not a prepayment charge is provided for under�he Nate}. B�rraw�r's a�ceptance of any such refund made by d�rec�paymen��a Forrower will cansti�u�e a wa�ver of any r�ght❑f ac�ion Borro�ver m�ght have aris�ng out❑f such o�ercharge. 15. Nvt�ces. All noti�es g�ven by Borrow�r or Lender�n conneetian with this S�curi�y�nstrument mus�be in wr�t�ng. Any natic�to Borrower in connec�ian with thxs Secur��y Ins�rument sha1�be de�med to have been gi�en�o Barrav�rer vvhen mailed by first class ma�l ar vvhen actu��y del�vered to Borrower's nat�ce address if sent by a�her means. Notice to a.ny one Borro�ver sha.�I const�tu�e notice to al.�Borrowers un�ess App�icable Law e�pressly requires o�herwise. The notice address sha.�l be the Property Address un�ess Borrower has designa�ed a subst�tu�e no��ce address by not�ce t� Lender. Barravsrer shal� promptly no�ify Lender of Borro�vtrer's change af address. If Lender specifies a procedure for report�n�Borrower's change of address,then Borrov�er sha1�only repor�a change of address through that specif�ed procedure. There ma�be on�y one des�gna�ed no�ice address under this Security�ns�r�rment at any one time. Any na�i�e�o Lender shall be given by deli�ering�t or b�max��ng��by f�rs�c�ass mai��n Lender's address s�ated here�n unless Lender has designated anather address by notice�a Borrower. Any no��ce in cannect�on with �his Secur��y�ns�rument sha�� not be deemed to ha�e heen g��en to Lender unt�� a�tually re�e��ed by L�nder. �f any no��ce requ�red by �h�s Secur�ty �nstrument is a�s❑ required un�.er Applicab�� Law, �he Applicable Law requYrement will sat�sfy the corresponding r�quirement under this Security�nstrument. 1�. �overning La�v; Se�erabi�ity; Rules af��ns�ruction. This Securit��nstrumen�sha�� be governed b� federal 1aw and the�av�r of�he jurisd�ct�on in vvhxch�he Property is�acated. A�I rights and ob�igat�ons contained in � th�s Securi�y Instrumen�are subj ec�to any requirements and lim�tat�ons❑f Appl�cab�e Lav�r. Appliea�le Law m�gh� e�p��ly or �mp�ic�t�y a��ovsr �he part�es to agree by can�rac� or �� migh� 1�� silen�, bu� such sz�ence shall no� be cons#su�d as a prahibi��on against agr�exnent by con�raet. �n the event that any pravision or c�au�e of this Secur�ty �ns�rument or�he No�e confl�cts with App�icab�e Lav�r,such confl�ct shal.I not affect flth�r provisions vf�h�s Secur�ty �nstrument ar�he N�te v�hich�an be g��en effect wzthout the confli��ing pro�isitin. As used�n this Se�ur�ty Instrument: �a}wards❑f�h�mascu��ne gender sha�I mean and inclu�e corresponding neu�er words�r�vards of the feminin�gender; �b} v�r�rds in the singu�ar shal.�mean and�nc�ude th�p�ura�and��ce versa; and �c� the v�rord "may" gi�es so�e d�s�re�ion�vithaut any obliga�ion t��ake any ac�ian. 17. Borrovver's�npy: ��rrav�er sha11 be gi�en one capy❑f the Note and of this Secur��y�nstrument. 18. Transfer nf�he Prnperty vr a�3eneficia�Interes�in Barr�wer. As us�d in th�s Section �.5, "In�erest�n the Praper�y" means any legal or benef��ial inter�s��n th� Proper�y, inc�uding, bu�no�limi�ed ta, those�eneficial interests�ransferred in a bond for deed> cflntract f�r deed, �nsta��ment sal.es con�ract ar escra�r agreement,the intent of vvhich�s�he transfer of��1e�y Borra�er at a future date to a purchaser. �f a�I or any part of the Prapert�or any�nterest in the Proper�y�s sold ar�ransferred �ar if Borro�nrer�s nat a natura� person and a beneficial interest in Barrower is sa�d or�ransferred} vwithout Lender's pr�or written cansent, Lender may requ�re immediate payment in fu�I of a1I sums secured by fh�s Securi��nstrument. How�ver,th�s opt�on sha��not be exercised�y Lender if such exercise�s prahibited by Appl��able Law. NEBRAS�CA--Singi� Fami�y--Fannie MaelF�eddie Ma� UNfF�RM 1N5TRL1MEhET - MERS ��$�f� Form 3Q�8 �ID� Page �fl of�5 www.do�magf�.c�rri