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<br />UNITED NEBRASKA BANK
<br />700 N WEBB RD
<br />PO BOX 5018
<br />GRAND ISLAND, NE 68802
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<br />DEED OF TRUST
<br />THIS DEED OF TRUST IS DATED APRIL 17, 2000, among Gordon L O'Neill and Colleen K O'Neill, husband and
<br />wife, whose address is 1833 N Hancock, Grand Island, NE 68803 (referred to below as "Trustor "); UNITED
<br />NEBRASKA BANK, whose address is 700 N WEBB RD, PO BOX 5018, GRAND ISLAND, NE 68802 (referred to
<br />below sometimes as "Lender" and sometimes as "Beneficiary"); and UNITED NEBRASKA BANK, whose
<br />address is 700 N WEBB RD., GRAND ISLAND, NE 68803 (referred to below as "Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of
<br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and
<br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties and rofits relating to the real property, including
<br />without limitation all minerals, oil, gas, geothermal and similar matters, located in Hall �oun/, State of Nebraska (the Real
<br />Property "):
<br />Parcel 1: The Easterly Forty -Six (46') feet of Lot Eleven (11) and the Westerly Fourteen (14') feet of
<br />Lot Twelve (12), in Block Five (5), in Westerhoff's First Subdivision in the City of Grand Island, Hall
<br />County, Nebraska, except the Sotherly Thirty (30') feet thereof deeded to the City of Grand Island for
<br />Street Purposes.
<br />Parcel 2: Lot Fourteen (14), Imperial Village Eighth Sudivision, to the City of Grand Island, Hail
<br />County, Nebraska.
<br />The Real Property or its address is commonly known as 3224 W 16th Street, Grand Island, NE 68803 and
<br />1833 N Hancock, Grand Island, NE 68803.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present and
<br />future leases of the Property and all Rents from the Property. In addition, Trustor grants Lender a Uniform Commercial Code security interest in the
<br />Rents and the Personal Property defined below.
<br />DEFINITIONS. The following words shall have the following meanings when used in this Deed of Trust. Terms not otherwise defined in this Deed of
<br />Trust shall have the meanings attributed to such terms in the Uniform Commercial Code. All references to dollar amounts shall mean amounts in
<br />lawful money of the United States of America.
<br />Beneficiary. The word "Beneficiary" means UNITED NEBRASKA BANK, its successors and assigns. UNITED NEBRASKA BANK also is
<br />referred to as "Lender" in this Deed of Trust.
<br />Deed of Trust. The words "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and Trustee, and includes without limitation all
<br />assignment and security interest provisions relating to the Personal Property and Rents.
<br />Guarantor. The word "Guarantor" means and includes without limitation any and all guarantors, sureties, and accommodation parties in
<br />connection with the Indebtedness.
<br />Improvements. The word "Improvements" means and includes without limitation all existing and future improvements, buildings, structures,
<br />mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real Property.
<br />Indebtedness. The word "Indebtedness" means all principal and interest payable under the Note and any amounts expended or advanced by
<br />Lender to discharge obligations of Trustor or expenses incurred by Trustee or Lender to enforce obligations of Trustor under this Deed of Trust,
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