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2� 1 �� 1853 r�quired by RESPA, and Borrower shall pa� to Lender the am�un�nec�ssary t�make up the deficiency in accordance�r��h RESPA, but in na more than I�m�nthly payments. Upon paymen��n fu�I of aII sums secured by this 5ecurity �ns�rument, Lender sha��pr�mptly r�fun�to Borrower any Funds held by Lender. 4. �harges: Liens. B�rrawer sha�l pay a��ax�s, assessm�nts, �har�es, fines, and impos�ti�ns a�tri�u�ab�e to �h�Prap�r�y whic�.can attain priori��o�er�h�s�e��rity Instrum�nt, �easeho�d payxnents or ground ren�s on �he Pr�per�y, if any, and Cnmmun�ty Associa�ian Du�s, Fees, and A�s�ssment�, �f any. To�he ex�en�tha� these ite�m.s are Escrow �t�ms, Borrau�er�hall pay them in the manner pro��ded�n Sect��n 3. Barraw�r sha��promp�l�discharge a.r�y lie�a which has priori��over this Security Ins�rument unless Bnrrow�r: �a} agrees in writing �o th�payrnen��f�h�oblzgation s�cured�y the�ien in a manner accep�able �o Lender, but on�y s� I�ng as Barr�wer is p�rforming such agreemen�; �b} contests the lien in good fa�th by, or defends agains�enf�r�emen�of the��en in, legal proc�ed�ngs v�hxch �n Lender's opinion operate ta prevent the enforcement�f�he��en while�hose proc�edzngs are p�nding, bu�on�y un�� such pr�ceedings are c�ncluded; or�c} ��cures from the holder�f�he�xen ar�agreem�nt satisfactory to L�nder su�ordznatzng the l�en ta this S��urity Instrument. �f Lender determ�ne�that an�par�of th�Property �s subject�o a��en which can attain prxflrx��over�h�s Securit��nstrumen�, Lender may gi�v�Borrower a natice iden�if�ing�h��ien. �]Vi�hin l�days of th�da�e�n wh�ch tha�nat�ce i�gi�ren, Borravver shall �atisfy�h��ien or take one or more of the ac�ians se�forth aba�e in��s Sec�ion 4, Lender may require Borrower��pay a ane-time�harge far a rea�es�a�e tax ver��cation andlor repor�in� ser�ice use�b�r Lender in conn�ction with th�s L�a.r�. 5. Prvperty �nsurance, Borrow�r sha��I�e�p�he improvements no�v�x�sting or hereafter ere�ted on the Praper�� insured agains�1�ss by f�r�, hazards includ�d within the�erm "ex�er�ded coverage," and any o�her �.azards inc�ud�ng, t�u�not limited ta, ear�hquakes and f�oods, for which Lender requires insurance. Th�s insuranc�sha�l be n�za�n�ain�d in the amvunts t�nc�uding d�ductib�e leve�s� and for�he periods that Lender r�quire�. �h.at L�nder requ�res pursuant ta the preced�ng s�ntences can change during the t�rm of t�e Loan. The insurance earrier provid�ng �he insurance shall be chnsen b�B�rr�w�r subj��to Lender's right�� disappr��e B�rrower's choice, v�hzch rzgh�sha11 nat�e exerc�sed unreasona�b�y. Lend�r may require Barro�rer�o pay, in cannect�an wi�h th�s Laan, eith�r: �a} a�ne-�ime charge for flood z�n�detern�i.nati�n, �ert��ca��n and tracking servx�es; or�b} a one-txme charge for flaod zone determinatian and cer�if�catian servic�s and subsequent charges each time ren�app�ngs or similar changes occur u�hich reasonably mig�� affect such determ��.na�ian or cer�i�cat�on. Borrawer sha�� also be resp�nsible far the payment of any fees �mposed by�h�Fed�ra� Emergency. Managernent Agen�y �n conne�t�on v�ith the re�view of any�1ood zone de�erm.inaC�on r�su�t�ng from an�b�ec�ian b�r Bor��r. �f Borrovver fai�s�o maintain any of th��verages describ�d ab�ve, Lender rna�obtain insurance co�erage} at L�nder's op��on and Borrower's exp��se. L�nd�r �s under no obligation to purchase any par�icu�ar��pe�r am�unt of co�erage. Therefore, such c�verage shal� cover Lender, but might or migh�not pratect Borrower, Borr�wer's equi�y in�he Proper�y, or the contents of�h�Proper�y, agains�any risk, hazard ar liab�li�y ar�d m�ight pr�vide grea��r ar�esser coverage�han was pr�vi�us�y �n eff�ct. Borr�wer ackn�wledges that the cost af the insurar�Ce C��erage so ob�ained migh�sxgn��Cantly�xceed the c�s�of�nsurance that Borrflwer cou�d have�btain�d. Ar�y amounts dzsbursed by Lend�r under th�s Se�tian S sha�� b�come addi��onal debt�f Borro�v�r secured by this Secur��y �n��rurnen�. Th�s�amounts sha��bear in�erest at th� �No�e rate from�he da�e of d�sburse�nent an�i sha�� be payable, wi�h such�n�e�est, upon n��i�e fr�m Lend�r�o B�rrovver reques�ing pa�rm.ent. NEBRASKA-Single Family-�anni�MaelFreddie Ma�UNIFORM INSTRUMENT Form 3�28 11(l7 VMP[] VMPG(NEy 41342j Wolters Kluwer Financial 5er��c�s Page 6 af 17