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When recorded, return to: <br />First Mortgage Solutions, LLC <br />Attn: Final Document Department <br />9237 Ward Parkway, Suite 208 <br />Kansas City, MO 64114 <br />Title Order No.: 1601144 <br />LOAN #: 1512006765 <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />FHA Case No. <br />321 - 3458297 - 703 -203B <br />MIN: 1010260-0500006732-7 <br />MERS PHONE #: 1- 888 -679 -6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated March 25, 2016, together <br />with all Riders to this document. <br />(B) "Borrower" is CHRISTOPHER RICHARDSON AND KAREN RICHARDSON, HUSBAND AND <br />WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is First Mortgage Solutions, LLC. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) Initials: <br />Ellie Mae, Inc. Page 1 of 11 NEEFHA15DE 09 5 <br />NEEDEED (CLS) <br />03/24/2016 03:20 PM PST <br />G C % <br />