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Lender and Grantor acknowledge that the agreements, transactions or the relationships which result from the agreements or transactions between and among Lender and Grantor involve interstate commerce. The United States Arbitration Act will govern the interpretation and enforcement of this section. The American Arbitration Association's Commercial Arbitration Rules, in effect on the date of this Security Instrument, will govern the selection of the arbitrator and the arbitration process, unless otherwise agreed to in this Security Instrument or another writing. 28. WAIVER OF TRIAL FOR ARBITRATION. Lender and Grantor understand that the parties have the right or opportunity to litigate any Dispute through a trial by judge or jury, but that the parties prefer to resolve Disputes through arbitration instead of litigation. If any Dispute is arbitrated, Lender and Grantor voluntarily and knowingly waive the right to have a trial by jury or judge during the arbitration. SIGNATURES. By signing, Grantor agrees to the terms and covenants contained in this Security Instrument. Grantor also acknowledges receipt of a copy of this Security Instrument. GRANTOR: & DALE E SCHENDT COLLEEN M SCHEND ACKNOWLEDGMENT. STATE OF NEBRASKA, COUNTY OF ADAMS ss. This instrument was acknowledged before me this 18th day of March 2016 by DALE E SCHENDT , HUSBAND OF COLLEEN M. SCHENDT, and COLLEEN M SCHENDT , WIFE OF DALE E. SCHENDT . My commission expires: ogies OENERAL NOTARY - State 01 Nebraska JENNIFER R. SUER My Comm BM. May 26, 2019 Date 3---)#- #- / v Date 201601811 DALE E SCHENDT Nebraska Deed Of Trust NE /4XXXSTEER00000000009 88 7 01 8N Wolters Kluwer Financial Services ©1996, 2016 Bankers Page 8 Systeme.