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2� 1 �� 181 � <br /> ��c� "�ender"is Qui Gken L��ns Inc. <br /> . <br /> Lender is a �orpnr�t�o� <br /> organi�ed and existing unde��he lav�s�� t h e 5 t a�e ��F �i�h��a n . <br /> Lender's address�s 1�5� �ood�ard Ave, Detroi t, MI 48�25-19a� <br /> [D� "Trustee"is F 1 r'S t ��r 1 C�n T 1 t�� <br /> . <br /> �E} "�ViERS"is Mortgage Electranic Registrat�on System.�, Inc. MERS is a separate corparation�hat is <br /> a�ting sole�y as a nominee for Lender and Lend�r's successors and assigns. MEI�S is the bene�.�iary <br /> un�er this Security Ins�rum.ent. MERS is orgaaized and existing under the Ia�s af L7elaware, and has <br /> an addres�and telephone number o�P.�. Bax Z�26,F1int,MI 485�1-2�2�,te1. ��8 S��'�9-�IERS, <br /> �F] "Note"means the promissory note signed�y Borrv�ver and dated M�rC�l �Z, �Q 1� . Th�l�vte <br /> sta��s i�hat Barrower owes Lender�n� HUn��'�d FOr�y FflUr T�1DUS�tpC� F�V� HUndr�C� <br /> E�ighty �nd 4a11�� <br /> Dallars�tJ.S. � 14�,�$�.�� �plus interest.Borr�wer has promised to pay this debt in regular <br /> � ���� <br /> Periodic Paymen�s and to pay the deb�in full not later than ��r 1 1, . <br /> �G} "prQperty"means th�proper�y that is described bela�v uader the heading"Transfer of Rights in the <br /> P�opert�.'� <br /> ��1] "�►�an"means the debt evidenced b�the Note, plus interest, and late charges du�under the Note, and a11 <br /> sums due under�his Security Instrument,p�us interest. <br /> �I) "Riders"means all Riders to this 5ecur%ty Ins�ument that are executed by Borrower. The fallow�ng <br /> Riders are to be executed by Barrower[checl�box as applicab��]: <br /> 0 Adjustable Rate Rider 0 C�ndominium Rider [� Planned Unit I]evelopment Rider <br /> ��ther �e�a 1 At�ac h ed <br /> ❑Rehabilitatian Loan Rider <br /> �a} "Appli�able Law"means all controlling applicable f�deral, stat�and local statut�s,regulations, <br /> ardinanc�s a�nd�.d�ninistrative rules and ord�rs��hat ha�e the effect a�f 1a��as�e�l as a11 applicab�e�'inal, <br /> non-appealable judreial�pinion.s. <br /> �I�} "Cvmr�unity Assv��ation Dues, Fe�s,and Assessments"means a11 dues, fees, asse�sments and oth�r <br /> cb�arges that are imposed on Borrower or the Property by a c�ndominium ass�ciatian,h�meowners <br /> associat�on or similar organization, <br /> �L} "Ele�tronic�unds Tran�fer"means any transfer of funds, oth�r than a transaction originated by checl�, <br /> draf�,or similar paper instrument,wh��h is initiated through an electranic terminal,tel�phonic <br /> instrument,computer,or magne��c tape sa as to arder, �nstruct,ar authoriz�a financ�al inst��ution to <br /> d�bit or credit an account. Such term inciudes,but is nat�imited to,po�n��af-sale tcansfers,automated <br /> teller machine transactions,tra.nsf�rs initia�ed by telephone,wire transfers,and at�tomated clearinghous� <br /> txansfers. <br /> FHA❑eed of Trust With MERS-NE 9134/2014 <br /> Bankers SystemsT� VMP C� VMP4N(NE}(15�B},4� <br /> Wolters I{luwer Financial Services Page 2 a#9� <br /> q�3351694219 �233 ��3 �Z17 <br />