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THIS DEED OF TRUST ( "Security Instrument ") is made on April 14th, 2000 The Trustor is LORI K AND RICHARD L CLEVELAND, WIFE AND HUSBAND ( "Borrower "). The trustee is Arend R Baack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of , and whose address is 221 South Locust Grand Island NE 68802- ( "Lender "). Borrower owes Lender the principal sum of SEVENTY TWO THOUSAND NINE HUNDRED FIFTY AND 00 /100 Dollars (U.S. $72,950.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on May 1, 2030 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FHA Nebraska Deed of Trust - 4/96 (M- 4R(NE) (9804).05 m VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 8 Initials: f n n z ,nc M : , o c- Co � o 0 V) n = _- c D �" rT1 M o o °' F-► T1 Z � lJ co r c ~ � O CD Cfl co :Z r' co N W C 20 ®003083 [Space Above This Line For Recording Data] State of Nebraska DEED OF TRUST FHA Case No. 321 - 2052560 THIS DEED OF TRUST ( "Security Instrument ") is made on April 14th, 2000 The Trustor is LORI K AND RICHARD L CLEVELAND, WIFE AND HUSBAND ( "Borrower "). The trustee is Arend R Baack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of , and whose address is 221 South Locust Grand Island NE 68802- ( "Lender "). Borrower owes Lender the principal sum of SEVENTY TWO THOUSAND NINE HUNDRED FIFTY AND 00 /100 Dollars (U.S. $72,950.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on May 1, 2030 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FHA Nebraska Deed of Trust - 4/96 (M- 4R(NE) (9804).05 m VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 8 Initials: f