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THIS DEED OF TRUST ( "Security Instrument ") is made on April 13th, 2000 The Trustor is CAROLYN L ARNDT, A SINGLE PERSON ( "Borrower "). The trustee is Arend R Baack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of and whose address is 221 South Locust Grand Island NE 68802- ( "Lender "). Borrower owes Lender the principal sum of NINETY SEVEN THOUSAND NINE HUNDRED AND 00 /100 Dollars (U.S. $ 97, 900. 00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on May 1, 2030 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FHA Nebraska Deed of Trust - 4/96 MARME) (9604).05 m VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 8 Initials: 1 z r) m = n M _ O D rn O CD Y• m N cn N a rn ~ -z-1 rT C� o —*1 0 o. a) o W M O ' q rrf n ;. -0 CD t= CD r r ao N ~ Cn CD c::) y C,n -,] Z -r CAI --a c Cn 200003077 [Space Above This Line For Recording Data! State of Nebraska DEED OF TRUST FHA Case No. 321 - 2052945 THIS DEED OF TRUST ( "Security Instrument ") is made on April 13th, 2000 The Trustor is CAROLYN L ARNDT, A SINGLE PERSON ( "Borrower "). The trustee is Arend R Baack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of and whose address is 221 South Locust Grand Island NE 68802- ( "Lender "). Borrower owes Lender the principal sum of NINETY SEVEN THOUSAND NINE HUNDRED AND 00 /100 Dollars (U.S. $ 97, 900. 00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on May 1, 2030 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FHA Nebraska Deed of Trust - 4/96 MARME) (9604).05 m VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 8 Initials: 1