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22. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally <br />entitled to it. Such person or persons shall pay any recordation costs. <br />23. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. C' <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon' <br />Trustee herein and by applicable law. <br />24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's G <br />j <br />address which is the Property Address. C) <br />25. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together <br />with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. <br />[Check applicable box(es)] <br />❑ Adjustable Rate Rider <br />❑ Graduated Payment Rider <br />❑ Balloon Rider <br />❑ Other(s) Specify <br />❑ Condominium Rider ❑ 1 -4 Family Rider <br />❑ Planned Unit Development Rider ❑ Bi- Weekly Payment Rider <br />❑ Rate Improvement Rider ❑ Second Home Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />[Seal] <br />Borrower <br />Borrower <br />STATE OF Nebraska <br />COUNTY OF Hall ss: <br />l <br />J [[Seal] <br />Borrower Pau J. Cola <br />FA <br />ININIKE �/ <br />10, W�.-- _*0 - -; <br />On this 10th day of April 1 2000 before me, the undersigned, a Notary Public duly <br />commissioned and qualified for said county, personally came Paul J. Colan and Kristi A. Colan , Husband and <br />Wife, As Joint Tenants <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and acknowledged the <br />execution thereof to be their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island in said county, the date aforesaid. <br />My Commission expires: Tr( 0�) -2), a oo3 <br />GENERAL NOTARY-State of Nebraska <br />111 KAROLYN VONDEROHE <br />My COMM. Exp..ti <br />Notar Public <br />F1316.LMG (1/99) Page 5 of 5 <br />