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TRUSTOR: <br />Loan No: 164162 <br />Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodation party to <br />Lender, including without limitation a guaranty of all or part of the Note. <br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, <br />concentration or physical, chemical or infectious characteristics, may cause or pose a present or potential hazard <br />to human health or the environment when improperly used, treated, stored, disposed of, generated, manufactured, <br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and <br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed <br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and <br />petroleum by- products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br />payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, <br />consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br />Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br />Lender. The word "Lender" means CORNERSTONE BANK, its successors and assigns. The words "successors or <br />assigns" mean any person or company that acquires any interest in the Note. <br />Note. The word "Note" means the promissory note dated March 15, 2016, in the original principal amount <br />of $26,000.00 from Trustor to Lender, together with all renewals of, extensions of, modifications of, <br />refinancings of, consolidations of, and substitutions for the promissory note or agreement. The maturity date of <br />this Deed of Trust is March 29, 2031. NOTICE TO TRUSTOR: THE NOTE CONTAINS A VARIABLE INTEREST <br />RATE. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means CORNERSTONE BANK, whose address is 529 N LINCOLN AVENUE, YORK, <br />NE 68467 and any substitute or successor trustees. <br />Trustor. The word "Trustor" means Connie S Kirkpatrick and Roger L Kirkpatrick. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH <br />TRUSTOR AGREES TO ITS TERMS. <br />x <br />Connie S Kirkpatrick <br />x <br />R ger L irkpat ck <br />STATE OF <br />COUNTY OF <br />Aktortma. <br />flu <br />1 SS <br />201601730 <br />Page 7 <br />DEED OF TRUST <br />(Continued) <br />GENERAL NOTARY - State of Nebraska <br />TONIA K KONWINSKI <br />My Comm. Exp. May 15, 2017 <br />INDIVIDUAL ACKNOWLEDGMENT <br />On this day before me, the undersigned Notary Public, personally appeared Connie S Kirkpatrick and Roger L <br />Kirkpatrick, Wife and Husband, to me known to be the individuals described in and who executed the Deed of Trust, <br />and acknowledged that they signed the Deed of Trust as their free and voluntary act : nd deed, for the uses and <br />purposes therein mentioned. <br />Given under my hand and official seal this 1 5 day of <br />By <br />Printed Name: <br />Notary Public in and for the State of <br />Residing at <br />IVe <br />My commission expires <br />