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2� 1 �� 171 � <br /> aEE� �F TRUST <br /> Lvan No: ��1�93768 ��ontinued} Page 5 <br /> Deed of Trust has heen a�cepted by Lender in the State o#Nebraska. <br /> Time is of the Essence. Time is af the essen�e in the perfvrman�e of this Deed of Trust. <br /> Wai�er of Hvmestead Exemption. Trustar hereby releases and wai�es all rights and benefits of the hvmestead <br /> �xemption laws af the 5tate�� Nebraska as t❑ all Indebtedness secured hy�his Deed ��Trust. <br /> DEFINITiDNS. The fallawing words shall ha�e the following meanings when used in this ❑e�d ❑f Trust: <br /> Bene�iciary. Ths word "6eneficiary" means Fi�e Points Bank, and ItS 5L1CC255Di'S and a5519C15. <br /> Borrvwer. The word "Sorrower" means DICK A PETERS�N and BAR�ARA L PETERS�N and includes all <br /> c�-signers and co-makers signing the Credit Agreement and all their suc�essors and ass�gns. <br /> Credit Agreement. The words "Credit Agreement" rnean the �redit agreem�nt dated March 1 S, 2�'!6, With <br /> crsdi�t �irn�t af $�a.��0.��trom Trustar ta Lender, t�gether wfth all r�newals�t, extensions at, mod�ticatians <br /> vf, refinancings af, cansfllidations of, and substitutions fo�the pram�ssory n�te or agreement. <br /> Deed of Trust. The wards "Deed of Trust" mean this Deed �f Trus� amvng Trustor, Lend�r, and Trustee, and <br /> inciudes without limitation all assignment and s�curity interest pro�isions relating tn the Persanal Proper�y and <br /> Rents. <br /> En�ironmental Laws. The words "En�ironmental Laws" mean any and all state, federal and Ivcal statu�es, <br /> regulations and ❑rdinances r�lating t❑ th� protection af human health or the en�iranment, �ncluding without <br /> limitation the Camprehensi�e En�irvnmentaf Response, �ampensatian, and LEability Act ❑f 198d, as am�nded, �2 <br /> U.S.C. 5ection 9601, et seq. �"CERCLA"�, the �uperfund Amendments and Reauthorization Act ❑f 1�86, Pu�. L. <br /> Na. 99-499 �"SARA"}, th� Ha�ard�us Materials Transportativn Act, 49 U.S.C. 5ection �8�1, et seq., the R�saurce <br /> Conser�ation and Recv�ery Act, 4� U.S.C, Se�tion 69D1, et seq., ❑r vther applicable state ar federal iawsr 1'11��5, <br /> or regulations adapt�d pursuant thereta. <br /> E�ent of Default. The wards "Euent af ❑e�ault" mean any of the e�ents vf default set fiorth in this Deed vf Trust in <br /> the e�ents of default sect�on❑#this Deed flf Trust. <br /> Existing Indebtedness. The wards "Exi�ting Indebtedness" mean the indebtedness described in the Existing Li�ns <br /> pro�ision of this Deed of Trust. <br /> Impra�ements. The wvrd "Imprv�ements" means a11 existing and future impro�ements, buildings, stru�tures, <br /> mabile homes affixed an the Reai Prvperty, #a�ilities, additions, replacements and ather canstructian on the Real <br /> Prop�rty. <br /> Indebtedness. The ward "Indebtedness" means a!I principal, interest, and ❑ther amounts, costs and expens�s <br /> payable under the Credit Agreement or Related Documents, together �with all renewals af; extensions of, <br /> modifications vf, consvlidativns ❑f and suhstitutions for the �redit Agr�ement or Related �ocuments and any <br /> amounts expended ar ad�anced by Lender to dis�harge Trustor's ❑b�igations or expenses incurred by Trus�ee or <br /> Lender to enfvrce Trustor's obligativns under this D�ed ❑f T�ust, together with interest on such amvunts as <br /> pra�ided in this ❑eed o�Trust. <br /> Lender. The word "Lender" means Fiv� Points 6ank, its successars and assigns. The words "successvrs ar <br /> assigns" mean any persvn or campany that acquires any interest in the Credit Agreement. <br /> Persanal Praperty. The words "Persvnal �r�perty" mean all equipment, fixtures, and other articles of personal <br /> pr�perty now or hereafte� ❑wned by Trustor, and naw ❑r hereafter attached �r affixed t❑ the Real Prvperty; <br /> tagether with all accessions, par�s, and additions to, all repla�ements of, and all substitutians for, any of su�h <br /> property; and togethe� with all proceeds �including withvut iimitation all insurance proceeds and refunds of <br /> prem�ums7 from any saie or vther dispflsitian o#the Property. <br /> Prop�rty. The word "Praperty" means cvllecti�ely the Real Property and the Persanal Property. <br /> Real Prvperty. The words "Rea1 Pr�perty" mean the real pr�perty, interests and rights, as further described in this <br /> Deed of Trust. <br /> Related Documents. The words "Related Documents" mean all pramissory nvtes, cr�dit agreements, laan <br /> agreements, en�ironmental agreements, guaranties, s�curity agre�men�s, mortgages, deeds of trust, security <br /> deeds, cvllatera� mvrtgages, and a�l other instrumen�ts, agreem�nts and dacuments, whether naw ar he�ea�fter <br /> existing, executed in �onnectEan with the Indebtedness. <br /> Rents. The word "Rents" means afl p�esent and future rents, re�enues, in�ome, �ssues, royalties, prvfits, and <br /> vther benefits derived from the Property. <br /> Trustee. The word "Trustee" means Fi�e Points Bank, whose address is P.Q Box 15Q7, Grand Is�and, NE <br /> 688��T�5�7 and any substitut�or successor trustees. <br /> Trustor. The ward "Trus�a�" means �ICK A PETERSON and BARBARA L PET�RSaN. <br />