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2� 1 �� 1 �7� given,B�rrovver shall satisfy the lien or take one or mare of the actions set f�rth abo�e in th�s Section 4. Lender may require Barrawer to pay a one-time charge for a rea�eState tax.�erification a.ndlor repor�ing service used by Lender in connection with this Loa.n. 5. P r�perty i ns u ra nce. B�rrower shall keep the impro�ements now existing ar hereafter erected on the Property�nsured against lass by fire,hazards inc�uded within the term "exter�ded coverage," and any ather hazards including,but not limited to,ear�quakes and floods,for w�ich�ender requires insurance. This insurance shall be xx�.aintained in the amounts��nc�uding deductible levels}and f�r th�periods that Lender requires. '�Vhat Lender requires pursuant t�the preced�ng sentences can �hange during the term af the Loan. The insurance carrier pro�iding the insura.nce shal�be chosen�y Borrower subje�t to Lender's right to disappra�e Borrower's choice,which right shall not be exercised unrea.s�nably.Lender may require Borrower to pay, in cannection with th�s Loar�,either: (a}a�ne- t�me charg�ft�r flood zone det�rmir�atian, certification and tracking ser�ices;or�b�a�n�-time�haxge far flaod zone determination and certification services a.nd subsequ�nt charges�a�h t�me remappings or similar ehanges occur yvh�ch reasanably might affect such determination nr cert�fication. Borrower shal�also be respons�ble for the pa�ment of any fees imp�ased by the Federa.l Emergency Management Ag�enc�in connection with the revievv�f any flood zone determination result�ng from an�bjection hy B orrower. If Borrower fails to ma�nta.in a.ny of the co�erages des�ribed above,Lender may obtain insuranc� ca�erage,at Lender's apti�n and Borr�wer's expense.Lender is ur�der no obligat��n to purchase any particu�ar type or amount of co�era,ge. Theref�re, such co�erage shal�caver Lender,but�night or rni�ht not protect Barra�ver,Borrower's equity in the Property, or the contents of the Pr�perty, against any risk,hazard or Iiability and m�ght pro�ide greater or�esser co�erage than was pr��ously in effe�t. Borrower ackr�owledges that th�cast of the insuran�e co��rage so ohta.ined might signif�cantly exG�ed the cost of insura.nce that Borrower cauld ha�e obta.ined.Ar�y amaunts disbursed by Lender under th�s Sectiori 5 sha�l become addit�onal debt af B�rrov�er secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and sha�l be payable,with such interest,upon natice from Lend�r to Borrower requesting payment. All insuran�e pvli�ies r�quiretl by i�er�der and r�n�vvals of sucln polxc��s sha�l be subj�ct��Lender�s right ta disapprove such polic�es, sha��inc�ude a standard martgage clause,and shall name Lender as martgagee ar�dlor as an additional loss payee.Lender sha��have the right to hold the pa�icies and renewal cer�ificates.If Lender requires,Borrower shall promptly gi�e ta Lend�r al�rece�pts of paid premiums and renewal notices.If Borrower obta.ins any form�f insurance c��era.ge,not otllerwise required by Lender,f�r damage t�,ar destruction of,the Property, such policy shall include a standard mor�gage clause and shall name Lender as mortgagee andlor as an additional lass payee. In the event of loss,Borrawer sha�l give prarr�pt natice to the insurat�ce ca�ier a�d�en�er.Len�ier may make prvof of loss if not made promptly�y Barrower.Unless Lender and Borrower otherwise agree in writing, any insurance proceeds,whether or not the underlying insurance was r�quired by Lender, shall be appl�ed to restorat�on or repair of the Property, if the restoration or repair is economi�ally feasibie ar�d L�nder's s��ur�t�is n�t�essen�d.D�uring such�epair and restarati�n periad, Lender sha11 have the right to hold such insurance prace�ds until Lender has had an oppartunity to �nspect such Property to ensure the work has been completed to Lender's satisfaction,pro�ided that su�h inspe�tion shal�be undertaken prompt�y.I�ender may disburse proceeds for the repairs and rest�rati�n in a single payment vr in a series�f prflgress payments as the work is c�mpletec�.Unless z�oass4�7s NE6FtA5KA-Singie Family-Fannie MaelFreddie Mac UNIF�RM lNSTRUMENT Fvrm 30281/41 VMP� �812�T 5 Wolters Kluwer Financial Services 2�1 fi�31115.3.�.3�4�6-N2��51 D19N Page 6 flf 16