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2� 1 �� 1 �75 Any ama�nts disbursed by Lender under thi�Section 9 shall became additional debt of Borrower secured�y this Security Instrument. These amounts sha11 bear interest at the Note rat�fram the date of disbu�rsement and�ha11 be payable,with such interest,upon notice from Lender to Borrower reques�ing payment. If�h�s Securi�r Instrument is on a leasehold,Barrower sha��omply with all the prov�sion.s of th�lease. If BvnQwer acquires fee title to the Property,the�easehold and the fee title sh�.11 not merge unless Lender agr�es�o the merger in writing. 'I�. Illlortgage Insurance.If Lender required Mortgage Insurance as a conditian of making the Loan, Borrower sha11 pay the premiu�ns requi.red to maintain the Mortgage Insurance�n effect. If, for any reasan,the Mortgage Insurance coverage required by Lender ceases to be avai�abl�from the mortgag�insurer that previously provided such i�nsurance and Borravver was requ�.red to make separately des�gnated payments ta�vard the�rem�ums for Mortgage Insurance, Borrower shatl pay the premiums requ�red to obtain co�erage substantially e�u�valent to the Mort�age Insurance previously in effect,at a cos�substantially equiva�ent to �he cost��Barrower of the Mar�gage Insurance previously in effect, from an alternate m�rtgage �nsurer selected by Lender. If substantia�ly equivalent Mortgage I�surance coverage is nflt availabl�,Borrower shali contin�e to pa�t�Lend�r�h�ar�ou�t of the separat�l�designated payrr�e��.s t�at were due when the . insurance co�erage ceased to b�in effect. Lender will accept,use and retain these payments a�a non-refundable loss reser�e in lieu of Mortgage Insuranee. Such loss reserve sha11 be non-refundable, notwithstanding the fact that the Loan is u��mate�y paid in fu�I, and Lender sha1�nQt be required to pay Borrower any interest or earr�i�gs an such�oss reserve. Lender can no longer require loss res�rve payments �f Mvrtgage Insurance coverage�in the amount and for the period that Lender requires}provided by an insurer se�ected by Lender again becomes available, is obtained,and Len.der requ�.res separately designated payments toward the prem�urr��for Mortgage Insurance. If Lender requ�red Mortgage Insurance as a car�dition of mal�ing the Loan and Borrower was re�uvred to make separa�e�y designated payments toward the premiums for Mortgage Insurance,Barrower sha1�pay�he�remiums required to maintain Mortgage Insurance in effect,or to pravide a non-refundable loss reser�e,until Lender's r�qu�.rement for Mortgage Insurance ends�n accordance with any writ�en agreement between Borrower and Lender provid�ng for such term�nation or until termination�s required by Applicable Law.Nothing in this Sectian 1�affects Bono�ver`s obligation to pay in�eres�at the rate provid�d in the Note. Mortgage Insurance reimburs�s Lender(or any entity that purchases the No�e)for certain losses it may incur �f Borra�v�r does not repay the Loan as agreed. Borrower is not a party to�he Mortg�.ge Insurance. M�rtgage insurer��valuate th�ir to�l risk vn a11 such insurance in for�e from time to time,and may enter into agreements with other parties that share ar modify�heir r�sk,or reduce losses. These agreements are on terms and conditions�hat are satisfactQry to�he martgage insurer and the other�ar�y(or parties}to these agreement�, These agreements may require�he mortgage insui.rer to make p�.yments using any saurce of funds that the mortgage insurer may have available(�hieh may include funds obtained from Mortgage Insurance premiums}. As a resul�of these agreements, Lender,any purchaser of the Nate,another insurer,any reinsurer,any other entity,or any affilia�e of any of the f�regoing, may receive�directl�or indirectly}amaunts that derive from(or might be charact�riz�d as}a portion�f$orrower's payment�for M�rtgage�nsurance, in exchange�'or sharing ar mndifying the mortgage insurer's r�sk,or reducing losses. If such agreement provides that an af�liate of Lender takes a share of the insurer's r�sk xn exchange for a share�f the premiums pa�d to the insurer,the arrangement is ofte�terme�l"captive reinsurance." Further: q43353422542 0233 2G7 4917 NEBRASKA-Single Family-Fannie MaelFre�die Mac EJNIFORM INSTRUMENT WITH MERS Form 3428 114"! VRIIP C7 VMPfiA(NE)(1342).�0 1Nalter�FCluwer Financial Services Page 9 of 17