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2� 1 �� 1 �75 Parc�l I� N umber: 4��l�$15� which curre�tly has the address of 4�� Norseman Ave ��st�eet� �rand I s�and �Crty�, �vebraska�$8U3 �i�Code� �"Prop erty Addre ss"}: �'��E�'��R��`�i a��t�e improvements n�tiv�r hereafter ereete�.an the pr�per�,and a��easements, appurtenances,and fixtures no�or hereai�er a part of the praperty.Ali replacements and addi�ians sha11 also be cavered by this Secu�rity Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borr�wer understands and agrees that MERS holds only legal title to the interest granted by Bvrrov�rer in this Security�nstrument,but, if necessary to comply with law or custam,�ERS(as nominee far Lender and Lender's successars and assigns}has the righ�:�o exercise any or a��of those interests, including,but not limited to,the right to foreclose and se��the Property;and�o take any action required of L�nder inc�uding,but not limited to�releasing and canceling th�s Security Instrument. B�RR��ER��VENANTS that Borra�ver is lawfully seised of the esta.t�h�reby conv�yed and has the right ta grant and convey the Propert�and that the Property is unencumbered,except for enGumbranees of rec�rd. BQnower warrants and wi11 defend generally the title to the Property against a11 Glaims and demand�, subj ect to any encumbrances af record. THIS �ECURITY INSTRUMENT cambines uniform covenan�s for nationa�use and non-uniform covenants with limited variations by jurisdi�tion�o constitute a uniform security instrum�nt co�ering real prop erty. Uniform�ovenants.Bon�wer and Lender co�enant and agree as follotivs: 'I. Payment af Principa�,�nterest, Escrovv ltems� Prepa�ment�harg�s,and Lat��harggs.Borrow�r shall pay when due th�princ�pal of,and int�rest on,the debt evidenced by the Note and an�prepaym�nt charges and late charges due under the Nate, Borrower sha11 also pay funds for Escraw Items pursuant to Sectxon 3. Payments due under the Note and this Securi�r Instrument shall be made in U.S. curren��. However, �f any check or other instrun�ent received by L�nder as payment under the Note or this Security Instrument is returned ta Lender unpaid,Lender may requu'�that�ny or all subsequen�payments du�under the Note and this Security Instrument b�made in�ne or more of the following forms,as sel�cted by Lender: (a]cash; ��mone��rder; (c}certified checl�,bank check,treasurer's check or cashier's check,pro�ided an� such check is drawn upon an institution whose de�aosits are�nsured by a federal agency, instrumentality,or entity;or(d}Electronic Funds Transfer. Paymen�s are deemed received by Lender when received at the�ocation designated in the Note or at suc�. o�her location as may be designated by Lender in accordance with the na�ice pr�visions in Section 15. Lender may return any pa�mer�t or partial payment if the pa�rment�r partial payments are i�sufficient to bring the Loan current. Lender may accept any payment ar partial payment insufficien�to bring the Laan current,v�i�haut�raiver of any rights hereunder ar prejudice to its ri�hts to refuse such paymen�t or partial payrnents�n the fi�ture,but Lender is not obligated�o a�ply such pa�rments at the time such paymen�s are accepted, If each Periodic payment is app�ied as of it��chedu�ed due dat�,then Lender need not pay interes� on una�aplied funds. Lender may hold such unapplied funds until Borrower makes payment�o bring the Loan current. �f Borra�er does n.ot do so�vithin a reasonable peri�d of time,Lender shall either apply such funds or return th�m�o Borrower. If not applied�arlier, such funds wi11 b�applied ta the outstanding princ�pa� balance under the 1�Tote immediately prior to foreclosure.No offset or claim which�orrower rr�ight have na�v or in the future against i,er�der shall relieve�arrower from making paymen�s�u�under the Note and this Securit�Instrument or performing the covenan�s and agreements secured by this Security�nstrument. NEBFiASKA-Single Family-Fannie MaelFreddie Mac UNlF4RM INSTRUMENT I�IIITH MERS Form 3028 1101 VMP� VMPfiA(NE)(1342}A4 Wolters Kluwe�-Financial Serv'tces Page 4 af 17 q�335342�54Z q233 267 �41�