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2� 1 �� 1 �74 <br /> �C� "Lender" �s Home �ed�ral Sa�i n�s and Loar� Assp �f Grand I s�and <br /> L�nder �s a SaW�n�s and Loan <br /> organ�zed and ex�s��ng under�he laws af T�e State of Nebraska . <br /> Lender`� address is 221 Sout� Locu�t St Grand Isl�pd �VE �8801 <br /> Lender is the ben�fi�iary under this Se�urity Ins�r�ment. <br /> �LJ� r�Trusteer! �� Ar�nd R Baack, Att�rney <br /> 4 E� TT Nate" means the promissary nate signed by Borr�wer and dated M�r�h 21, z o ss . The Not� <br /> sta��s tha�Borrower owes Lender E I GHTY E I GHT TH�USAND SEVEN �t�NDRED TH I RTY F I VE <br /> A�vo 00�100 <br /> Do��ars �U.S. $88,735.4� }pius znterest. Barrower has pramised ta pay�his deht in regular <br /> Periad�c Pay�ments and to pa�r th�d�bt in fu��nQt�ater than Apr�1 1, 204� . <br /> �F� "Prvpe�ty" means the praper�y that is descri�ed below under the heading "Transfer flf Right� in the <br /> Property," <br /> 4�� "Lvan" n�.�an�the d�bt ev�denced by the Nate, p�u� �n�eres�, any prepayment charges and la�e�harges due <br /> under the Nate, and a�� sums due under�his Secur�ty �nstrumen�, p�us �nt�rest. <br /> �F�� "Riders" m�eans all Riders ta�his Security Instrumen�tha�are�xecuted by Borro�ver. The fo��owxng Riders <br /> are t�be executed by Barr�wer �ch��k box as applicable]: <br /> �Ad�us�ab�e Rat�R�der ��ondominium Rider [�] Secand Ham�Rider <br /> 0 Ba��a�n Rid�r � P�anned Unit Devei�pment Rider 0 1-4 Family Rider <br /> 0 VA R�der �B�week�y Paymen� R�der � �ther�s} �specify� <br /> €I� "Appl�cable Law" means all con�roli�ng applicab�e federa�, state and l�cal statut�s, regu�a�ians, ordinances <br /> and adm�nzstrativ�ru�es and orders �that have th�effe�t of la�v} as well as all applica�le�na�, n�n-appealab�e <br /> �ud�c�a�op�n�ons. <br /> ��} TT��mmunity Ass�ciat�on Dues, Fees, and Assessments" m�ans a�� dues, fees, assess�nents and other <br /> charge� tha� are�mposed on Barrow�r or the Proper�y b� a c�ndominium assoc�ation, h�me�wners <br /> associati�n or s�milar organ�zatian. <br /> �K� "E�ectrvnic Funds Transfer" n�eans any transfer�f funds, �th�r�han a�ransactian orig�nat�d by check, <br /> draft, or si�m��ar paper�nstrun��n�, which is ini��a��d�hraugh an e�e��ron�� �erm�na�, �e�ephan�c �nstrun�ent, <br /> camputer, Qr magnetic tape so as �a order, ins�ruct, ar au�har�ze a�nancia� inst��u��an to deb��ar credit an <br /> account. 5uch�erm in�:ludes, but is n�t limited to, poin�-af sale transfers, automated teller machine <br /> trans�Ctions, transfers initiat�d��te�ephone, wire transfers, and automated clearinghouse�ransfers. <br /> �L� "Escr�w �tems" means th�se items that are described�n Sectzan 3. <br /> ��tlt} "Misce��anevus PrviceedsTf ineans any compensation, se��lem�nt, avvard of�amages, or pr�ceeds pa�d by <br /> any third par�y ���her than znsurance proceeds pa�d under�he ca�erage�described �n Sectz�n S} f�r: ��} <br /> damage to, ar des�ructian af, the Praper�y; �ii}�ondemnation or other tak�ng of all ar any part of the <br /> Proper�y; ��iz} con�eyance in 1�eu of condemnat�on; �r�i�} misrepresenta�i�ns�f, or omissinns as to, the <br /> va�ue andlor c�nditi�n�f the Pr� er� . <br /> N�BRASKA-Single Farniiy-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT Fvrrn 3�28 i10'� <br /> VMP Q VMPS�NE��13p2� <br /> WaEters Kiuwer�inar�cia�Ser�ices Page 2 vf�7 <br />